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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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360 Bell Cir , Lynn Haven, FL 32444
$359,900
Est. Payment: $1,988.40/mo
3 Bed
2 Bath
2120 Sqft
0.29 Acres
Status: Active | Days on site: 109
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Harrison Lilly Team
Owner/Operator

House Description

The seller may consider concessions with a strong offer. In a quiet neighborhood within the desirable Lynn Haven community, you'll find this beautifully updated home offering spacious move-in-ready living. Lynn Haven is known for its parks, boating access, events, and convenient amenities and this home is perfectly located with easy access to shopping, dining, top-rated schools, and everything Bay County has to offer. Step inside through the striking custom front door and be greeted by an abundance of natural light streaming through brand-new windows in the living and dining areas into the heart of the home -- a stunning gourmet kitchen featuring a large breakfast bar, premium granite countertops, and new stainless steel appliances, including a dual refrigerator. The kitchen overlooks the cozy living room anchored by a wood-burning fireplace, while a new sliding glass door invites you out to the north facing rear patio. Down the hall, you'll find a versatile oversized multi-purpose room -- ideal for a home office, gym, hobby space, extra storage, or laundry. Two generously sized guest bedrooms share a fully renovated bathroom. At the end of the hallway awaits the spacious primary suite, complete with dual closets and a beautifully updated en-suite bath. Outdoor enthusiasts will love the expansive, fully fenced backyard backing up to school-owned land -- ensuring complete privacy with no rear neighbors. The generous side yards provide ample room for boat or RV parking, while the large open space is perfect for entertaining, gardening, or adding a future pool. Enjoy quick access to multiple parks, the new Rail Trail pedestrian path, public boat launches to the Bay and Gulf, and sports facilities. This home has been meticulously upgraded for peace of mind, low maintenance, and maximum efficiency, including: new air conditioning system, new on-demand tankless water heater, new windows, updated attic insulation, new ceiling fans and light fixtures, and new recessed LED lighting. Don't miss this rare opportunity to own a turnkey, updated home in a prime Lynn Haven location -- just 10 minutes from vibrant downtown Panama City and historic St. Andrews. Schedule your private showing today and make this exceptional property yours!

Highlights

Listed by Dennis Nelson , 850-348-8262 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1981

County

Bay

Area

02 - Bay County - Central

Neighborhood

Belaire Estates Replat

Listing ID

791224

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Utility Room

Exterior Features

Lot Dimensions:106.0 ft x 121.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,988
Taxes
$161

Home Price

$359,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.40 $161.40 $0.00 $2,149.80
Yearly $23,860.75 $1,936.81 $0.00 $25,797.56
Total $715,822.44 $58,104.30 $0.00 $773,926.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS