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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4439 Vista Ln , Lynn Haven, FL 32444
$675,000
Est. Payment: $3,729.28/mo
3 Bed
2 Bath
2505 Sqft
0.47 Acres
Status: Active | Days on site: 166
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BSRC - B11828
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Harrison Lilly Team
Owner/Operator

House Description

Currently the only home available under $700,000 in the Northshore community with both a covered boathouse and lift and a seawall replaced in 2022, 4439 Vista Lane offers a rare opportunity to enjoy true waterfront living in Lynn Haven. Located along a deep-water canal, this three-bedroom, two-bath home offers approximately 2,505 square feet, direct boating access, and no HOA. Set on a quiet, dead-end street beneath mature oak trees, the property offers a peaceful waterfront setting while remaining convenient to everything Lynn Haven has to offer. The covered boathouse features boat lift motors replaced in 2025, making it easy to keep your boat at home and head directly onto the water. From your backyard, cruise the surrounding waterways, make your way toward Shell Island, or continue out to the Gulf. The fully fenced backyard provides plenty of room to enjoy the outdoors, whether entertaining by the water, relaxing after a day on the boat, or creating a comfortable space for pets. Inside, the home offers a spacious floor plan with multiple living areas, abundant natural light, and flexible spaces for everyday living and entertaining. The kitchen features quartz countertops, while the home's generous square footage provides plenty of opportunity to make the space your own. Several major system improvements add long-term confidence for the next owner. The roof and windows were replaced in 2019, while essential infrastructure, including the septic tank, drain field, lift station, and well, was updated in 2016. Located in established Northshore, the home is convenient to schools, shopping, dining, parks, and everyday amenities while offering the privacy and lifestyle of waterfront living. With deep-water canal access, a covered boathouse and lift, newer seawall, fenced backyard, approximately 2,505 square feet, and no HOA, 4439 Vista Lane offers an exceptional combination of space, boating access, and waterfront improvements at this price point. Schedule your private showing today.

Highlights

Listed by Taylor Moorman , 414-852-4209 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.47

Year Built

1972

County

Bay

Area

02 - Bay County - Central

Neighborhood

Baywood Shores Estates

Listing ID

788443

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:124x129x126x117
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Dock, Porch
Principal Interest
$3,729
Taxes
$269

Home Price

$675,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,729.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,729.28 $268.79 $0.00 $3,998.06
Yearly $44,751.33 $3,225.42 $0.00 $47,976.75
Total $1,342,540.00 $96,762.60 $0.00 $1,439,302.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS