Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4443 Schooner Ln , Lynn Haven, FL 32444
$649,900
Est. Payment: $3,295.83/mo
4 Bed
2 Bath
2294 Sqft
Status: active | Days on site: 69
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Seller is offering seller concessions for rate buy down with acceptable offer!! Welcome to waterfront living in Lynn Haven, where this beautifully remodeled 2,294 sqft all-brick home with 4 beds and 2 baths sits on an oversized double lot with approximately 150 feet of canal frontage and Gulf access. Lovingly renovated by its original owner and built to stand the test of time, this property offers the rare combination of extensive updates, incredible outdoor space, and a waterfront lifestyle that is becoming increasingly difficult to find. Inside, the home has been thoughtfully renovated with coastal-inspired finishes throughout, sold fully furnished. The completely remodeled kitchen features custom all-plywood shaker cabinetry with soft-close doors and drawers, beautiful butcher block countertops, decorative tile backsplash, under-cabinet lighting, a wine cooler, two Lazy Susan cabinets, updated plumbing, new tile flooring, brand new appliances, and abundance of storage, including a pantry and walk in closet beneath the stairs. An oversized breakfast bar overlooks the water, creating the perfect gathering space for family and guests. The main level offers multiple living and dining spaces, including a separate dining room, eat-in kitchen, spacious living room with crown molding, shiplap ceilings, and a brick wall with wood-burning fireplace. The primary suite is conveniently located on the first floor and features dual closets and a beautifully renovated private bath with designer tile work and updated vanity. A large laundry room provides additional storage and functionality. Upstairs, you'll find three generously sized bedrooms, including a second primary-sized bedroom with two oversized seven-foot closets. The remodeled upstairs bathroom features a bidet, new vanity, luxury vinyl plank flooring, comfort-height toilets with soft-close lids, and stylish finishes throughout. The upstairs landing showcases additional shiplap detail, while a dedicated Christmas closet with lighting, multiple storage closets, and a private flex room ideal for an office, hobby room, or guest space provide exceptional versatility. Throughout the home, brand-new plantation shutters and updated ceiling fans add both style and comfort. The roof was replaced in 2024, the HVAC system is approximately four years old, the water heater is less than five years old, and the septic system has recently been pumped. The home's average electric bill is approximately $110 per month, reflecting its efficiency and careful ownership. Step outside and enjoy the true highlight of the property. A spacious deck overlooks the canal, providing the perfect setting for morning coffee, evening sunsets, or watching boats pass by on their way to the bay and Gulf waters. The oversized double lot offers endless possibilities, with ample room for a pool, detached garage, workshop, boat storage, RV parking, guest house, or future expansion. This home is also located on a dead end road with a dog park! The grounds are a gardener's dream, showcasing an extraordinary collection of mature landscaping and fruit-bearing trees, including chocolate mimosa, grapefruit, Meyer lemon, peach, loquat, olive trees, magnolias, palm trees, crepe myrtles, Blue Moon wisteria, azaleas, Japanese camellias, rosemary, lemongrass, and rose bushes. With Gulf access, approximately 150 feet of canal frontage, extensive renovations, and room to create your own private waterfront estate, this is a rare opportunity to own a truly special property in one of Lynn Haven's most desirable waterfront locations. Furniture is negotiable, offering the potential for a move-in-ready waterfront retreat. This home can be short term rented. Please note, the property appraiser site does not have the home's correct sqft or bedroom count but the info has been verified by a licensed residential appraiser and your Realtor has access to that document for review. Please verify if important.

Highlights

Listed by Beth Mulvey , 256-566-5482 Beach House Sales and Development , 256-566-5482. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.45

Year Built

1978

County

Bay

Area

02 - Bay County - Central

Neighborhood

Baywood Shores Est Unit 3

Listing ID

791098

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Sitting Area in Primary, Walk-In Closet(s), Entrance Foyer, Loft, Utility Room

Exterior Features

Lot:Paved
Lot Dimensions:150.0 ft x 130.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Deck
Parking Features:Paved,RV Access/Parking
Principal Interest
$3,296
Taxes
$171

Home Price

$649,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,295.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,295.83 $171.03 $0.00 $3,466.86
Yearly $39,549.93 $2,052.36 $0.00 $41,602.29
Total $1,186,498.02 $61,570.80 $0.00 $1,248,068.82

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS