Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

212 Kentucky Ave , Lynn Haven, FL 32444
$515,000
Est. Payment: $2,845.30/mo
4 Bed
3 Bath
2226 Sqft
0.34 Acres
Status: Active | Days on site: 1
Get Pre-Qualified
BSA2 - B1541
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

FULLY RENOVATED. HEATED SALTWATER POOL. ROOM FOR THE RV, BOAT + MORE. 212 Kentucky Avenue in Lynn Haven is a four-bedroom, three-bathroom home on more than one-third of an acre, combining a fully renovated interior with a large, highly usable property. LVP flooring runs throughout the home, and the open-concept living area features a vaulted ceiling with elevated windows that bring natural light into the space. A shiplap accent wall creates a focal point for the wall-mounted TV and fireplace, while a natural wood-plank accent wall adds another distinctive architectural element. The open kitchen offers substantial cabinet and counter space, a pot filler above the cooktop, statement vent hood, quartz perimeter countertops, and a large center island with a farmhouse sink and leather-finished granite countertop. The kitchen, dining area, and living room flow together beneath the vaulted ceiling, creating one continuous open space. The spacious primary suite includes a deep walk-in closet and an updated bathroom with a tiled walk-in shower and double vanity. A second en suite bedroom is positioned on the opposite side of the home, providing separation within the four-bedroom floor plan. The spacious laundry area is concealed behind a barn door. Outside, the approximately three-year-old heated in-ground saltwater pool includes a built-in lounge ledge and is surrounded by an expansive paver deck. The landscaped backyard includes multiple destination zones, a large covered back patio with a wall-mounted TV for year-round entertainment, a fire pit area, and banana trees that add screening along the backyard. A separate fenced area provides additional utility for an animal enclosure or other use, subject to applicable regulations. The property also includes a detached two-car garage, covered front porch, and an expansive driveway with room for multiple vehicles, an RV, and a boat. A 30-amp RV hookup is located beneath the main electrical panel on the driveway side of the home. There are no restrictions preventing the on-site storage of RVs, boats, or trailers, giving the property additional flexibility for recreational vehicles and equipment. For boaters, Leslie Porter Wayside Park is less than one mile away and offers a public boat ramp with access to North Bay. Thirty-two fully paid solar panels are installed across the home and detached garage. The seller estimates the system reduces electricity costs by approximately $200 to $300 per month. Flood Zone AE. Seller reports annual flood insurance of $2,322 and annual homeowners insurance of $5,282.03. Insurance premiums and utility savings are property- and policy-specific and may change. Please ask your preferred real estate agent for the detailed property information sheet with CTO. All information is deemed reliable but not guaranteed; buyer to verify if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1983

County

Bay

Area

02 - Bay County - Central

Neighborhood

[No Recorded Subdiv]

Listing ID

795370

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot Dimensions:100.0 ft x 150.0 ft
Roof:Metal
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Additional Parking,RV Access/Parking
Principal Interest
$2,845
Taxes
$289

Home Price

$515,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,845.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,845.30 $288.78 $0.00 $3,134.08
Yearly $34,143.61 $3,465.35 $0.00 $37,608.96
Total $1,024,308.30 $103,960.50 $0.00 $1,128,268.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS