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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1403 New Jersey Ave , Lynn Haven, FL 32444
$440,000
Est. Payment: $2,231.60/mo
5 Bed
3 Bath
2792 Sqft
Status: active | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located in a top-rated school district and tucked away on a quiet cul-de-sac in the heart of Lynn Haven, this spacious five-bedroom, two-and-a-half-bath home is designed for connection, comfort, and effortless living. Soaring ceilings and an open, airy layout create an inviting first impression, while the first-floor primary suite offers both privacy and convenience. The main living area flows seamlessly into the kitchen and dining space--perfect for everyday living and entertaining alike. Thoughtful upgrades and improvements throughout provide both value and peace of mind. The home features a Culligan reverse osmosis water filtration system with softener (2024), a brand-new water heater (2026), and a whole-home surge protector. The kitchen is equipped with a newer refrigerator and stove (2022), along with a microwave (2024), while updated lighting--including an overhead kitchen fixture (2015)--adds warmth and functionality. Additional enhancements include a replaced HVAC system (2019), updated front and rear doors (2018), a new garage door opener, and a garage motion security light (2024). An oversized two-and-a-half-car garage and expansive driveway ensure ample room for parking and storage. For outdoor enjoyment, a 2023 grill conveys with the sale, perfect for hosting and relaxing at home. Upstairs, four additional bedrooms and a full bath offer incredible flexibility--ideal for guests, a home office, or growing households. Situated in a golf-cart-friendly neighborhood with NO HOA, this home is just minutes from a local sports complex, bay access, nature preserves, and everyday conveniences. With new commercial development and Publix nearby, convenience meets lifestyle in one of Florida's most desirable communities. Lynn Haven continues to stand out as one of the Top 10 Best Places to Live in Florida, offering a perfect blend of community charm, coastal proximity, and lasting value.

Highlights

Listed by Mike S Herring , 850-321-0917 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

2001

County

Bay

Area

04 - Bay County - North

Neighborhood

[No Recorded Subdiv]

Listing ID

789697

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:100x150
Zoning:Resid Single Family
Roof:Shake
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,232
Taxes
$252

Home Price

$440,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,231.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,231.60 $251.58 $0.00 $2,483.18
Yearly $26,779.16 $3,019.00 $0.00 $29,798.16
Total $803,374.91 $90,570.00 $0.00 $893,944.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T09:45:57.000Z

© 2026 Bay County Association of REALTORS