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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6411 Arcadia Bluffs Ave , Laurel Hill, FL 32567
$320,000
Est. Payment: $1,767.95/mo
4 Bed
2 Bath
1830 Sqft
0.44 Acres
Status: Active | Days on site: 1
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ECU3 - E22167
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Harrison Lilly Team
Owner/Operator

House Description

Not your average Cali! Built in 2022 and situated on a generous .44-acre homesite, this 4-bedroom, 2-bath home pairs the popular D.R. Horton Cali floor plan with standout curb appeal and plenty of outdoor space. The light Hardie-style exterior is accented by cheerful green shutters and a coordinating front door, giving this home a fresh, welcoming look from the moment you arrive. Inside, the open-concept design brings the kitchen, dining and living areas together for an easy, comfortable flow. The kitchen takes center stage with a large island and breakfast bar, stainless steel appliances, abundant workspace and plenty of room for gathering. The split-bedroom layout provides separation between the primary suite and additional bedrooms, while four bedrooms offer flexibility for guests, an office, hobbies or additional living space. Built in 2022, the home also features a Smart Home Connect system, underground utilities, attached two-car garage, and the advantages of newer construction. Even better, the washer and dryer convey with the home, making move-in day that much easier. Outside, the .44-acre lot provides more breathing room than you might expect with this popular floor plan and plenty of space to make the backyard your own. And here's a feature that could make this home especially attractive to qualified buyers: the property has an assumable VA loan with a 4.75% interest rate, subject to lender/servicer approval, buyer qualification, VA eligibility requirements where applicable, and the existing loan terms. Ask for additional details about the assumption opportunity. If you've seen the Cali before, come see what makes this one different--the homesite, charming curb appeal, newer construction and potential VA loan assumption make this one worth a closer look.

Highlights

Listed by Kendra R Sheikho , 315-405-6744 Coldwell Banker Realty , 850-682-4300. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.44

HOA Fee

Year Built

2022

County

Okaloosa

Area

25 - Crestview Area

Neighborhood

Heritage Plantation

Listing ID

1013422

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Survey Available
Lot Dimensions:101.54 x 204.90 x 97.44 x 185.93
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,768
Taxes
$187
HOA
$0

Home Price

$320,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,767.95 $186.81 $0.00 $1,954.76
Yearly $21,215.45 $2,241.72 $0.00 $23,457.17
Total $636,463.41 $67,251.60 $0.00 $703,715.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Laurel Hill, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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