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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4678 Hwy 4 , Jay, FL 32565
$110,000
Est. Payment: $607.73/mo
2 Bed
1 Bath
1004 Sqft
1.33 Acres
Status: Pending | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

AFFORDABLE, GREAT LOCATION, & ENDLESS POTENTIAL! THIS PROPERTY LOCATED OUTSIDE OF THE CITY LIMITS OF JAY IS A BLANK CANVAS FOR INVESTORS, FLIPPERS, OR DO-IT-YOURSELF BUYERS -- BUILD EQUITY WITH YOUR OWN SWEAT AND SKILLS! CURRENT OWNERS BEGAN THE REMODEL PROCESS AND YOU CAN FINISH IT. THIS 2 BEDROOM HOME HAS ONE FULL BATHROOM, A BONUS ROOM OFF OF THE MAIN BEDROOM THAT CURRENT OWNER IS USING AS A LARGE BEDROOM SIZED WALK-IN CLOSET, FRONT DEN IS CURRENTLY UTILIZED FOR OFFICE SPACE, HAS A DESIGNATED DINING ROOM LEADING TO KITCHEN AND THEN INTO ENORMOUS 21X17 LIVINGROOM WITH BUILT-IN BOOKCASES. LIVINGROOM HAS TONGUE AND GROOVE WALLS AND MANY AREAS OF HOME STILL HAVE ORIGINAL HARDWOOD FLOORING. LAUNDRY ROOM IS 13X8 AND HAS NOT BEEN INCLUDED IN SQUARE FOOTAGE THOUGH IT IS ATTACHED AND FULLY ACCESSIBLE OFF OF LIVINGROOM. HOME INCLUDES A TWO VEHICLE ATTACHED CARPORT AND A WORKSHOP WITH SINGLE GARAGE DOOR ENTRY WITH SEPARATE WORKING ROOM FOR STORAGE OR HOBBIES! CLOSE TO THE LOCAL JAY SCHOOLS, THE NEW BRAY-HENDRICKS CITY PARK, SHOPPING, BAPTIST JAY HOSPITAL, MEDICAL CENTER, SPECIALTY DOCTORS, AND SMALL TOWN ENJOYMENT.

Highlights

Listed by Julie Newberry , 850-572-9292 ACREAGE AND HOMES , 850-572-9292. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1.33

Year Built

1960

County

Santa Rosa

Neighborhood

None

Listing ID

688517

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Wall/Window Unit(s),Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,See Remarks,Vinyl
Other:
  • ▪ Additional:Baseboards, Bookcases, Ceiling Fan(s), Crown Molding, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Lot Dimensions:157.5 x 370
Garage Capacity:2
Zoning:Agricultural
Roof:Metal
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Carport
Principal Interest
$608
Taxes
$70

Home Price

$110,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$22,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$607.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $607.73 $70.13 $0.00 $677.86
Yearly $7,292.81 $841.50 $0.00 $8,134.31
Total $218,784.30 $25,245.00 $0.00 $244,029.30

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.