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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4660 Morristown Rd , Jay, FL 32565
$299,000
Est. Payment: $1,651.93/mo
2 Bed
2 Bath
1144 Sqft
16 Acres
Status: Active | Days on site: 25
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Harrison Lilly Team
Owner/Operator

House Description

Rustic Retreat on 16 Acres – Cabin, Creek, Septic, and Well – Jay, FL Area Calling all investors, DIYers, or nature lovers! This 16-acre wooded escape offers a unique opportunity to own a peaceful rural property with solid infrastructure already in place. Tucked away in close proximity to Jay and Century, FL, this property features a 1,144 SQFT cabin ready for your vision and creativity. The cabin includes a full kitchen, living room, bedroom, and 2 bathrooms, plus a bonus enclosed workshop area and well house. While the cabin needs some TLC, the bones are there to transform it into a short-term rental, hunting camp, or private family getaway. Enjoy the sound of a seasonal creek, mature trees, and abundant wildlife. With septic, well, and power already on-site, much of the heavy lifting is done—just bring your ideas and imagination! Property Features: • 16 acres of private, wooded land • 1,144 SQFT cabin (1BR/2BA) • Full kitchen, living room, and enclosed shop area • Existing well and septic • Creek on property • Ideal for VRBO, Airbnb, or weekend retreat • Close to Jay & Century, FL • Sold AS IS This is a rare opportunity to own usable acreage with a head start on development. Turn this rustic setting into your dream cabin or income-producing getaway!

Highlights

Listed by Taylor Dover Bryan , 850-394-1955 Woodlands & Homes, LLC , 850-529-0022. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
16

Year Built

2013

County

Santa Rosa

Neighborhood

None

Listing ID

688843

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:No Water Heater
Floor:Tile
Water:Private

Exterior Features

Lot:Creek/Stream
Zoning:Agricultural
Roof:Metal
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:Driveway
Principal Interest
$1,652
Taxes
$191

Home Price

$299,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,651.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,651.93 $190.61 $0.00 $1,842.54
Yearly $19,823.18 $2,287.35 $0.00 $22,110.53
Total $594,695.50 $68,620.50 $0.00 $663,316.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.