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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2854 Hwy 178 , Jay, FL 32565
$1,350,000
Est. Payment: $7,458.56/mo
125.15 Acres
Status: Contingent | Days on site: 89
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CREI01 - 59370,26473
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

High visibility, prime corner acreage! This former homeplace has been leased out for farming for many years, so the site is largely cleared. The immediate area near this parcel are charming and seem farther removed from development, shopping etc. than is actually the case. Fronting two major roads, and having over 2500' of frontage, this site might do well with some commercial purposes. And, slightly sloping, with several potential pond sites, this land is perfect for several extraordinary estates. The site falls under the county rural protection zone, so subdividing will be steered toward maintaining county life on larger parcels. Rare opportunity in Santa Rosa County! PROPERTY IS LEASED, CROPS ARE PLANTED, DO NOT WALK PROPERTY WITHOUT PERMISSION PLEASE.
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Highlights

Listed by Cindy Cotton , 850-994-8080 and Mark Cotton , 850-994-8080 COTTON REAL ESTATE , 850-994-8080. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land
Lot/Acreage
125.15

County

Santa Rosa

 Neighborhood

None

Listing ID

685683

Questions about this listing?

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Interior Features

Water:Public

Exterior Features

Lot:Corner Lot,Interior Lot,Cleared,No Waterfront,Pond
Lot Dimensions:1411x1256x160x748x620x1475x171
Zoning:Agricultural,County
Sewer:Septic Tank
Principal Interest
$7,459
Taxes
$861

Home Price

$1,350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,458.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,458.56 $860.63 $0.00 $8,319.18
Yearly $89,502.67 $10,327.50 $0.00 $99,830.17
Total $2,685,080.00 $309,825.00 $0.00 $2,994,905.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.