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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2780 McDuffie Ln , Jay, FL 32565
$325,000
Est. Payment: $1,795.58/mo
3 Bed
1.5 Bath
1900 Sqft
14.93 Acres
Status: Active | Days on site: 14
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LRRR02 - 16901
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Fifteen acres in the heart of Jay, with a home worth bringing back to life! The circular driveway winds through mature pecan, oak, and pine trees before opening up to a 1962 brick home full of stories and ready for its next chapter. This 3-bedroom, 1.5-bath home still has the details that make older homes so special: original heart pine walls and hardwood floors that have history, yet a lot of life left to live. Mature pear and plum trees plus muscadine grape vines are right in the backyard, making it easy to gather homegrown fruit for you and your family. The detached two car garage can also serve as a large workshop, with a metal lean-to off the back for livestock or extra storage. The home needs updates and is being sold **as is**, but its character is already here. For someone ready to restore it, this is a chance to make 15 acres in Jay your own and enjoy it for decades to come. Zoned AG-RR.
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Highlights

Listed by Ginger Jennings , 850-293-2884 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
14.93

Year Built

1962

County

Santa Rosa

 Neighborhood

None

Listing ID

689343

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:No Water Heater, Dishwasher
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Carpet
Other:
  • ▪ Additional:Ceiling Fan(s), Crown Molding, High Speed Internet, Game Room, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:2
Zoning:Agricultural
Roof:Metal
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Carport,2 Car Garage,Circular Driveway
Principal Interest
$1,796
Taxes
$207

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,795.58 $207.19 $0.00 $2,002.77
Yearly $21,546.94 $2,486.25 $0.00 $24,033.19
Total $646,408.15 $74,587.50 $0.00 $720,995.65

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.