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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2637 Hwy 4 , Jay, FL 32565
$300,000
Est. Payment: $1,657.46/mo
6 Bed
3.5 Bath
3028 Sqft
3.6 Acres
Status: Active | Days on site: 98
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Harrison Lilly Team
Owner/Operator

House Description

A chance to own historic 2-story home on over 3 acres, convenient to Escambia River boat ramp, this absolutely unique home melds nostalgia and possibilities. Location might work for dance lessons, pet sitting/boarding, childcare, daycare, bait & tackle, product showroom, flea market etc. Home it is easy to find but improvements are off the busy road. Charming circular drive with a mature Meyer's Lemon Tree as its centerpiece is flanked by tall hedges that surround an English-style brick courtyard. Inside, is no less intriguing. Entering thru the double French doors you'll find a great room in every sense of the term~with two half-brick support columns. This 30x23 room (could expand to 30x44) is captivating not only due to its expanse, but moreover due to its warmth, originality and potential! The West wall is fully brick from floor to ceiling. A glance over your other shoulder brings to view lattice work shelving thru which the soaring staircase is visible. The rear wall of this Great Room is formed by floor to ceiling cabinetry for books or collectibles. What an amazing library, or dance hall or game room or great room; the unique space could serve in many, evolving ways! Nothing can compare to this room, but all downstairs rooms are surprisingly spacious, and the downstairs has two, separate, primary suites, each with an ensuite bath ~ plus there is a half bath. The lower East wing of the home would be a perfect mother-in-law suite; it is 23x23 inside with a separate entry off a private covered 12x27 porch. There are 3 additional bedrooms upstairs plus one full bath. (Each upstairs bedroom has a window unit (that heats & cools) for efficiency.) Downstairs there is new luxury vinyl plank flooring; upstairs has new carpeting. The house boasts two fireplaces: one is gas; one is woodburning. (The gas is however disconnected.) There are 2 hot water heaters too! The kitchen is at the rear of the home with exits into a formal dining room and also onto a lovely rear yard

Highlights

Listed by Cindy Cotton , 850-994-8080 COTTON REAL ESTATE , 850-994-8080. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
3.6

Year Built

1978

County

Santa Rosa

Neighborhood

None

Listing ID

685298

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • ▪ Additional:Storage, Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:106x272x394x334x298
Zoning:Agricultural
Roof:Shingle,Rolled/Hot Mop
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:Circular Driveway,Driveway
Principal Interest
$1,657
Taxes
$191

Home Price

$300,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,657.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,657.46 $191.25 $0.00 $1,848.71
Yearly $19,889.48 $2,295.00 $0.00 $22,184.48
Total $596,684.44 $68,850.00 $0.00 $665,534.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.