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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1660 Annie Penton Rd , Jay, FL 32565
$499,000
Est. Payment: $2,530.83/mo
3 Bed
2 Bath
1950 Sqft
Status: pending | Days on site: 104
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

~~OPEN HOUSE SAT & SUN JULY 11TH & 12TH 12:00 - 2:00~~Welcome to Your Private Country Retreat! Discover the perfect blend of rustic character and contemporary comfort in this stunning 5-year-old barndominium. Nestled on 10 acres of pure tranquility and accessible via a private 1,000-foot driveway, this two-story gem offers the ultimate escape with no HOA! Property Highlights: Spacious Living: 1,950 total sq. ft. (1,500 sq. ft. on the main level and 450 sq. ft. upstairs) featuring 3 bedrooms and 2 full bathrooms; Modern Interior: Fall in love with unique details, thoughtful design, and a kitchen equipped with premium KitchenAid appliances, butcherblock countertops and a butler pantry; Outdoor Living: An expansive wrap-around deck provides the perfect setting for morning coffee, evening sunsets, and entertaining friends; High-End Utilities: Stay connected with fiber optic high-speed internet and stay comfortable with a dual mini-split HVAC system (installed in 2025); Additional Features include Quality Construction: Well-built with thick insulated walls for maximum efficiency; Ample Storage/Workspace: Includes a 12x18 red barn/shed and a 12x20 gray workshop; Peace of Mind: A 1-year home warranty is included with the sale! This one-of-a-kind property is easy to show and ready for its new owners. Schedule your private tour today and start living your dream in the country!
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Highlights

Listed by Kimberly Mcgowan , 907-841-8933 Century 21 BE3 , 800-541-9923. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
10

Year Built

2021

County

Santa Rosa

 Neighborhood

None

Listing ID

681925

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator
Air Cond:Multi Units,Wall/Window Unit(s),Ceiling Fan(s)
Fireplaces:
Floor:Tile,Vinyl,Laminate
Other:
  • ▪ Additional:Storage, Ceiling Fan(s), High Speed Internet, Recessed Lighting, Vaulted Ceiling(s), Master on Main
Water:Private

Exterior Features

Garage Capacity:2
Zoning:Res Single
Roof:Metal
Others:
  • ▪ Additional:Fire Pit, Resale
Sewer:Septic Tank
Parking Features:2 Car Carport
Principal Interest
$2,531
Taxes
$318

Home Price

$499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.83 $318.11 $0.00 $2,848.95
Yearly $30,370.01 $3,817.35 $0.00 $34,187.36
Total $911,100.19 $114,520.50 $0.00 $1,025,620.69

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.