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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13750 Hwy 89 , Jay, FL 32565
$595,000
Est. Payment: $3,287.29/mo
4 Bed
3 Bath
3480 Sqft
1.5 Acres
Status: Active | Days on site: 461
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Harrison Lilly Team
Owner/Operator

House Description

"Welcome to your own private OASIS in Jay, Florida! Prepare to be captivated by this expansive dream home boasting over 3,480 sq. ft. of pure luxury. With 4 bedrooms and 3 full baths, this residence offers every perk imaginable! Imagine greeting guests in the grand foyer, leading into an open living space with flexible rooms for formal dining or a bonus area tailored to your desires. The kitchen is a chef's delight with stainless steel appliances, cabinets galore, and ample counter space overlooking the living room. Two bedrooms feature convenient walk-in closets, but the master bedroom is the true masterpiece! Its walk-in closet is a sight to behold, and the master bath features a double vanity, generous closet space, and a stunning tiled walk-in shower. Step outside to the mudroom that opens to a screened-in porch great for entertaining! Dive into summer fun with an updated in-ground pool, complete with a new liner and steps ready for your next pool party! With a new roof, an outside shop, and sitting on +/- 1.50 acres, this property truly has it ALL. *Additional Lot w/ Pole Barn Available for Purchase* Don't miss your chance to experience this incredible home. Schedule your showing today and prepare to be amazed!

Highlights

Listed by David Dobson , 850-637-4227 and Debbie Rowell , 251-368-4397 SOUTHERN REAL ESTATE , 251-368-4397. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1.5

Year Built

1977

County

Santa Rosa

Neighborhood

None

Listing ID

667175

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater, Dishwasher, Refrigerator
Air Cond:Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Bamboo,Hardwood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:2
Zoning:City,Res Single
Roof:Composition
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Carport
Principal Interest
$3,287
Taxes
$379

Home Price

$595,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,287.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,287.29 $379.31 $0.00 $3,666.60
Yearly $39,447.47 $4,551.75 $0.00 $43,999.22
Total $1,183,424.15 $136,552.50 $0.00 $1,319,976.65

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.