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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13732 N Hwy 87 , Jay, FL 32565
$289,999
Est. Payment: $1,602.20/mo
3 Bed
2 Bath
1386 Sqft
1 Acres
Status: Active | Days on site: 11
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FL&H01 - 17247
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Harrison Lilly Team
Owner/Operator

House Description

New construction 3-bedroom, 2-bathroom home situated on 1.00 acre with 1,386 square feet of living area and an oversized garage. The home will feature a white Hardie exterior with black trim and iron oar doors, along with both a covered front porch and rear porch. The kitchen includes real wood maple cabinetry, a large center island, granite countertops, and a window positioned above the kitchen sink. Brown marble-stained concrete flooring and black fixtures provide a cohesive finish throughout the home. The spacious primary suite includes his-and-hers sinks and a large walk-in closet with direct access to the laundry room for added convenience. The two guest bedrooms offer spacious accommodations and share a well-appointed guest bathroom. The property includes mature pecan trees and a privacy fence along the right side of the home. Located in a peaceful setting on a full acre, this property offers ample outdoor space, functional interior features, and an oversized garage. Photos are virtually generated . This home will be completed construction November 2026.

Highlights

Listed by Brooke Hoyt , 850-816-8565 Florida Land & Homes, LLC , 850-816-8565. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1

Year Built

2026

County

Santa Rosa

Neighborhood

None

Listing ID

689493

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher, Freezer, Microwave, Refrigerator, Self Cleaning Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Concrete
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), High Ceilings, Master on Main

Exterior Features

Lot:Corner Lot
Zoning:Res Single
Roof:Composition,Gable
Others:
  • ▪ Additional:Under Construction
Sewer:Septic Tank
Parking Features:Guest,Oversized
Principal Interest
$1,602
Taxes
$185

Home Price

$289,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,602.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,602.20 $184.87 $0.00 $1,787.08
Yearly $19,226.43 $2,218.49 $0.00 $21,444.92
Total $576,792.97 $66,554.77 $0.00 $643,347.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.