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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11278 Old Pine Loop Rd , Jay, FL 32565
$775,000
Est. Payment: $3,930.65/mo
3 Bed
2 Bath
2500 Sqft
Status: active | Days on site: 177
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Custom-built in 2022 and situated on 8 private acres in Chumuckla, this 3-bedroom, 2-bath home offers 2,500 total heated and cooled square feet, including a spacious upstairs bonus room and a dedicated office or formal dining space off the foyer. Designed with both functionality and elevated finishes in mind, the home features 12’ ceilings in the main living area and 8’ doors throughout much of the home, creating an open and airy feel. Luxury vinyl plank flooring runs throughout, with tile in wet areas. The kitchen is appointed with quartz countertops, West Florida custom cabinetry, and detailed window and door trim work. Additional interior highlights include shiplap accents in the primary and hall bath, built-ins in the primary closet, a true mud room, expanded laundry area, tankless propane water heater, and a mini split system upstairs for added comfort and efficiency. The primary suite offers a spacious layout with a large walk-in shower and thoughtfully selected finishes. Outdoor amenities include a saltwater pool, large covered back porch with tongue-and-groove ceilings, outdoor shower, full gutter system, and an outdoor kitchen setup ideal for entertaining. Moore Creek runs along the rear property line, providing a natural buffer and enhancing the privacy of the setting. For additional storage or workspace, the property features a 60x30 heated and cooled spray-foam insulated shop, along with a 3-car garage. Both the home and shop are fully spray foam insulated for enhanced energy efficiency. Private setting, quality construction, and modern amenities — all on 8 acres in Chumuckla.

Highlights

Listed by Taylor Dover Bryan , 850-394-1955 Woodlands & Homes, LLC , 850-529-0022. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
8

Year Built

2022

County

Santa Rosa

Neighborhood

None

Listing ID

678164

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Bonus Room
Water:Private

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:Agricultural
Roof:Shingle
Others:
  • Additional:Resale
Parking Features:2 Car Garage
Principal Interest
$3,931
Taxes
$494

Home Price

$775,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,930.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,930.65 $494.06 $0.00 $4,424.72
Yearly $47,167.85 $5,928.75 $0.00 $53,096.60
Total $1,415,035.36 $177,862.50 $0.00 $1,592,897.86

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.