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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10841 10841a Luker Way , Jay, FL 32565
$499,500
Est. Payment: $2,533.11/mo
4 Bed
2.5 Bath
3190 Sqft
Status: active with contingency | Days on site: 151
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Fully renovated 3,190 sq ft all-brick home situated on 2.3 private acres in Chumuckla, FL. Renovated top to bottom, this property offers space, flexibility, and major system updates for true move-in-ready living. Inside, you’ll find engineered laminate flooring, two spacious living areas downstairs, and two back-to-back fireplaces that create warmth and character between the main gathering spaces. The large, centrally located kitchen flows seamlessly into a spacious formal dining room, ideal for entertaining or hosting family gatherings. A convenient half bath is located off the main hallway for guests. Upstairs features four bedrooms and two full bathrooms, offering a functional layout with sleeping quarters separate from the main living areas. The downstairs secondary living area offers excellent flexibility and could easily be converted into a primary suite with a full bath if desired, making this home suitable for multi-generational living or a first-floor master option. The oversized mudroom/laundry room provides additional storage and practicality. Major upgrades include a brand-new roof, new heat pump, all new HVAC units (inside and out), new electrical panel, and brand-new windows. Step outside to a covered back porch overlooking the quiet backyard — the perfect place to unwind and enjoy the peaceful setting. With 2.3 acres of usable land and a fully updated brick exterior, this property offers the best of country living with room to grow.

Highlights

Listed by Taylor Dover Bryan , 850-394-1955 Woodlands & Homes, LLC , 850-529-0022. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
2.3

Year Built

1977

County

Santa Rosa

Neighborhood

None

Listing ID

679662

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Game Room, Gym/Workout Room, Office/Study
Water:Public

Exterior Features

Zoning:Agricultural
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Septic Tank
Parking Features:Driveway
Principal Interest
$2,533
Taxes
$318

Home Price

$499,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$99,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,533.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,533.11 $318.43 $0.00 $2,851.54
Yearly $30,397.28 $3,821.17 $0.00 $34,218.45
Total $911,918.39 $114,635.25 $0.00 $1,026,553.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.