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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1 Shell Rd , Jay, FL 32565
$193,200
Est. Payment: $979.87/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 1176
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Jay, FL - Reduced Price! 13.8+/- Acres Cleared, Level, and Ready to Build - Set your sights on this beautiful 13.8+/- acre parcel in Jay, FL. Tucked off the road with a 60 ft right of way on Shell Rd, this cleared and level property offers the ideal setting for your dream home and a long, private driveway to match. Enjoy the peaceful surroundings and wide-open space, perfect for those looking to slow down and settle into a more relaxed pace. Whether you envision a custom home, small farm, or quiet retreat, this land gives you the flexibility to make it your own. Some utilities are nearby; buyer to verify connection and any applicable fees. This location puts you less than 5 minutes from the Town of Jay, an easy commute to Pace, and just 45 minutes from the white-sand beaches of the Gulf Coast. Santa Rosa County continues to grow rapidly and is known for its mix of scenic lakes, rivers, and abundant outdoor recreation—from fishing and hunting to hiking and boating. Don’t miss this chance to create something special in one of Northwest Florida’s most desirable rural areas.

Highlights

Listed by Patty Helton Davis , 251-294-2057 PHD Real Estate, LLC , 251-368-1063. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
13.8

County

Santa Rosa

Neighborhood

None

Listing ID

627829

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Public,Tap Fee Due

Exterior Features

Lot:Interior Lot,Cleared,No Waterfront,No Waterfront Features
Lot Dimensions:640x940
Zoning:Agricultural,County,Horses Allowed,No Mobile Homes,Res Single
Sewer:None
Principal Interest
$980
Taxes
$123

Home Price

$193,200

Loan Details

30 yrs
6.529%

Down Payment

20%
$38,640
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$979.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $979.87 $123.17 $0.00 $1,103.04
Yearly $11,758.49 $1,477.98 $0.00 $13,236.47
Total $352,754.62 $44,339.40 $0.00 $397,094.02

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.