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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1 Shell Rd , Jay, FL 32565
$193,200
Est. Payment: $1,067.40/mo
13.8 Acres
Status: Active | Days on site: 1224
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PHD001 - 8210
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Jay, FL - Reduced Price! 13.8+/- Acres Cleared, Level, and Ready to Build - Set your sights on this beautiful 13.8+/- acre parcel in Jay, FL. Tucked off the road with a 60 ft right of way on Shell Rd, this cleared and level property offers the ideal setting for your dream home and a long, private driveway to match. Enjoy the peaceful surroundings and wide-open space, perfect for those looking to slow down and settle into a more relaxed pace. Whether you envision a custom home, small farm, or quiet retreat, this land gives you the flexibility to make it your own. Some utilities are nearby; buyer to verify connection and any applicable fees. This location puts you less than 5 minutes from the Town of Jay, an easy commute to Pace, and just 45 minutes from the white-sand beaches of the Gulf Coast. Santa Rosa County continues to grow rapidly and is known for its mix of scenic lakes, rivers, and abundant outdoor recreation—from fishing and hunting to hiking and boating. Don’t miss this chance to create something special in one of Northwest Florida’s most desirable rural areas.
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Highlights

Listed by Patty Helton Davis , 251-294-2057 PHD Real Property, LLC , 251-368-1063. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land
Lot/Acreage
13.8

County

Santa Rosa

 Neighborhood

None

Listing ID

627829

Questions about this listing?

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Interior Features

Water:Public,Tap Fee Due

Exterior Features

Lot:Interior Lot,Cleared,No Waterfront,No Waterfront Features
Lot Dimensions:640x940
Zoning:Agricultural,County,Horses Allowed,No Mobile Homes,Res Single
Sewer:None
Principal Interest
$1,067
Taxes
$123

Home Price

$193,200

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,640
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,067.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,067.40 $123.17 $0.00 $1,190.57
Yearly $12,808.83 $1,477.98 $0.00 $14,286.81
Total $384,264.78 $44,339.40 $0.00 $428,604.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.