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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5101 5101-a Hwy 4 , Jay, FL 32565
$830,000
Est. Payment: $4,209.60/mo
4 Bed
4 Bath
3174 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your private retreat in Jay, where craftsmanship meets nearly 8 acres of peaceful Florida countryside! This is an exceptional opportunity to own nearly 8 acres with a blend of wooded privacy, open land ideal for gardening or hobby farming, and a creek bordering the property. Built and meticulously maintained by its original owners, this custom 4-bedroom, 3.5-bath POOL home offers updates including a 2023 roof, 2 HVAC systems replaced in 2020 & 2023, and a 2024 water heater. Being sold PARTIALLY FURNISHED this home is tucked off the road at the end of a winding driveway, inside features soaring 20-foot cathedral ceilings with cedar beams, floor-to-ceiling windows, hardwood floors, porcelain tile and a dramatic stone fireplace with a Buck Stove insert. The kitchen is designed with solid wood cabinetry, a center island with breakfast bar, and pantry. The family room is equipped with a built-in entertainment stand and direct access to the open deck makes hosting effortless. The primary suite includes a view of the pool, boasts a large walk-in closet, and an ensuite bath with a his and hers setup, equipped with dual-access pass-through shower. Two additional bedrooms are on the main level, each with walk-in closets. Upstairs, a loft leads to an oversized fourth bedroom with cathedral ceilings, attic storage, a large walk-in closet, and a beautifully updated bath with double vanities and a tiled walk-in shower. Outside, enjoy your private pool surrounded by composite dec king, mature landscaping, and a covered gazebo with an attached closet to store pool equipment. A bathroom is conveniently accessible from the pool area. Additional features include a two-car garage with two storage rooms, a one-car carport with attached storage, Vacuflo central vacuum, Aquasana whole-house water filtration, security system, and irrigation supplied by a private well. This one-of-a-kind property offers the perfect combination of seclusion, outdoor living, and room to grow!

Highlights

Listed by Travis Talley , 850-490-1519 Keller Williams Realty Gulf Coast , 850-916-5800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
7.96

Year Built

1987

County

Santa Rosa

Area

10 - North Santa Rosa County

Neighborhood

No Recorded Subdivision

Listing ID

1006818

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Dishwasher, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Kitchen Island, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Aerials/Topo Availbl,Interior,Creek
Lot Dimensions:498 x 466 x 929
Zoning:Horses Allowed, Resid Single Family
Others:
  • Additional:Rain Gutter, Pool - Vinyl Liner, Deck Open
Sewer:Septic Tank
Parking Features:Boat,Carport Attached,Covered,RV
Principal Interest
$4,210
Taxes
$529

Home Price

$830,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$166,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,209.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,209.60 $529.13 $0.00 $4,738.73
Yearly $50,515.24 $6,349.50 $0.00 $56,864.74
Total $1,515,457.22 $190,485.00 $0.00 $1,705,942.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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