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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3981 McCutchin Dr , Jay, FL 32565
$228,000
Est. Payment: $1,259.67/mo
3 Bed
2 Bath
1200 Sqft
0.15 Acres
Status: Active | Days on site: 11
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Your New Home with Completion expected around December 31, 2026! The New Construction of the Bair Plan is a well designed 1,200 sq ft of living space on al.15+/- of an acre lot with a single car garage and covered back patio. Amazing opportunity to live in the Town of Jay City Limits where you can be close to the Hospital, Jay Medical Center, Dollar General Market, Grocery Store, Schools and Sporting Events- All while being nestled in the surroundings of Rural areas of beauty from sprawling farm land and timber properties. You are a short, scenic drive to Blackwater State Forest with Equestrian facilities, Bear Lake and Camping Sites, and areas for relaxing river trips in the Nature that God Created! No need to agonize over long work days in this yard, leaving you with memories to be made with your favorite hobbies and enjoyments! This Open Entertainment concept under Cathedral ceilings boasts Livingroom and Inviting Kitchen designed with Island with overhang for seating allowing everyone to be in the conversation! Access the french door to the 17'8" wide covered rear porch ready for your anytime BBQ's! Storage was not left out with the Pantry, Laundry room space with pocket door, and Pull Down Stairs in the Single Car Garage. Main bedroom suite with heightened boxed trey ceiling provides walk in closet and personal access to the private bathroom with double sinks and 34" x 5 ft Shower. The two additional spacious 11'8" wide bedrooms each have double door closets. Hall Bath is convenient for everyday living and guest access when enjoying fellowship. Photos mix may be examples of Prior Built homes of Similar Plan and may not be this actual build. Home information, including pricing, included features, terms, availability and amenities, Pictures, colors, features, and sizes are for illustration purposes only, could vary from the homes as built, and are subject to change. Additional Lots available for desire to choose your own colors!

Highlights

Listed by Julie Newberry , 850-572-9292 ACREAGE AND HOMES , 850-572-9292. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.15

Year Built

2027

County

Santa Rosa

Neighborhood

Jay Rosa Estates

Listing ID

689544

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot:Central Access
Lot Dimensions:55X120
Garage Capacity:1
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Under Construction
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,260
Taxes
$145

Home Price

$228,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,259.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,259.67 $145.35 $0.00 $1,405.02
Yearly $15,116.01 $1,744.20 $0.00 $16,860.21
Total $453,480.18 $52,326.00 $0.00 $505,806.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.