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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2051 Rube Smith Rd , Jay, FL 32565
$324,999
Est. Payment: $1,795.57/mo
3 Bed
2 Bath
1633 Sqft
1 Acres
Status: Active | Days on site: 165
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LRRR02 - 17230
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

New Construction Modern Traditional Farmhouse – Discover peaceful country living on a spacious 1-acre lot in the desirable Hollandtown area of Jay, Florida. This beautiful new-construction modern traditional farmhouse blends timeless charm with modern finishes and sits along the quiet, tree-lined Rube Smith Road with easy access to Hwy 89. Arrive via a full-size 16ft wide concrete driveway leading to a home featuring luxury vinyl plank flooring throughout, custom polished concrete counters, and ceiling fans in every room. The hardy board exterior (front elevation) offers low-maintenance durability and classic curb appeal. Outside, relax on the massive 42x8 rear deck and large back porch overlooking open fields. With no HOA and plenty of room for a workshop, chicken coop, barn, garden, or whatever suits your lifestyle. This is the perfect blend of country space and modern comfort. Renderings are for illustrative purposes only. Actual home slope, landscaping, colors, and finishes may vary.
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Highlights

Listed by Charles Mier , Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
1

Year Built

2026

County

Santa Rosa

 Neighborhood

Costas Ridge

Listing ID

681603

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Master on Main

Exterior Features

Lot Dimensions:126x347
Garage Capacity:2
Zoning:Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Under Construction
Sewer:Septic Tank
Parking Features:2 Car Garage
Principal Interest
$1,796
Taxes
$207

Home Price

$324,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,795.57 $207.19 $0.00 $2,002.76
Yearly $21,546.87 $2,486.24 $0.00 $24,033.11
Total $646,406.16 $74,587.27 $0.00 $720,993.43

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Jay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.