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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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40 Topside Dr , Inlet Beach, FL 32461
$649,900
Est. Payment: $3,296.17/mo
2 Bed
3 Bath
1772 Sqft
Status: active | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Waterview at Inlet Beach! A prime location and sought-after destination just a few blocks from the sugar-white sandy beaches of the Gulf Coast and the scenic 30A corridor. This beautiful home offers the perfect blend of coastal living and investment potential. With both short-term and long-term rentals permitted, it presents an excellent opportunity for homeowners, vacationers, and investors alike. This spacious 2-bedroom, 2.5-bathroom residence features an open-concept main living area with rich hardwood flooring, creating a warm and inviting atmosphere. The thoughtfully designed kitchen includes shaker-style cabinetry, a pantry, granite countertops, a breakfast bar, and stainless-steel appliances, making it ideal for everyday living and entertaining. The oversized primary suite serves as a luxurious retreat, complete with an enormous walk-in closet, dressing area, and a spa-inspired bathroom featuring a double vanity with granite countertops, a separate tiled shower, and a relaxing garden tub. The second bedroom also offers its own private en-suite bathroom with a tub/shower combination and double vanity with granite countertops. Step outside to a fenced backyard with a spacious deck--perfect for outdoor dining, entertaining guests, or enjoying family barbecues. The exterior has been recently painted, adding to the home's curb appeal and move-in-ready condition. Enjoy the convenience of being within walking distance of public beach access and nearby amenities. Shopping, dining, and entertainment are just minutes away, along with some of the Emerald Coast's most beloved destinations, including 30Avenue, Seaside, Grayton Beach, and Rosemary Beach. Head east to Panama City Beach and Pier Park for even more attractions, restaurants, and entertainment options. Outdoor enthusiasts will appreciate the area's endless recreational opportunities. Camp Helen State Park offers kayaking, paddle boarding, hiking trails, fishing, and opportunities to explore the natural beauty of the coast. Enjoy biking, golfing, boating, and breathtaking sunset strolls along the beach. Whether you're searching for a primary residence, a vacation getaway, or an income-producing investment property, this coastal gem offers it all. Schedule your private showing today and start living the beach lifestyle you've been dreaming of!

Highlights

Listed by Adam Drysdale , 850-832-2316 St Andrew Shores Realty Serv , 850-763-0320. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

650 Annually

Year Built

2014

County

Walton

Area

12 - Walton County

Neighborhood

Waterview At Inlet Beach

Listing ID

791003

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Other:
  • Additional:Double Vanity, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:40x75
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$3,296
Taxes
$393
HOA
$650

Home Price

$649,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,296.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,296.17 $393.17 $650.00 $4,339.34
Yearly $39,554.04 $4,718.06 $7,800.00 $52,072.10
Total $1,186,621.26 $141,541.80 $234,000.00 $1,562,163.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS