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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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654 Breakers St , Inlet Beach, FL 32461
$1,085,000
Est. Payment: $5,994.47/mo
4 Bed
3 Bath
2317 Sqft
0.2 Acres
Status: Active | Days on site: 45
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Harrison Lilly Team
Owner/Operator

House Description

Located on a premium lot in the sought-after Winter Garden phase of Watersound Origins, this immaculate 4-bedroom home is surrounded by mature trees, lush landscaping, and beautifully established streetscapes that offer character and charm that can't be found in the newer sections of the community. The spacious backyard opens to a community trail, while the screened porch provides the perfect place to relax, entertain, and enjoy the peaceful surroundings--all just minutes from the sugar-white sands and emerald waters of the Gulf. Here, the best of the Watersound lifestyle is right at your fingertips. Enjoy unlimited golf with no green fees (cart fees apply), a resort-style pool, fitness center, tennis and pickleball courts, playground, miles of scenic trails, and access to Lake Powell for kayaking and outdoor adventures. Everyday conveniences are just a golf cart or bike ride away at Watersound Town Center, where you'll find Starbucks, Publix, ice cream, restaurants, boutique shopping and more. Step inside to 10-foot ceilings, hardwood floors, and an open, light-filled floor plan, where a brick fireplace creates a striking focal point in the living area. The beautiful kitchen features quartz countertops, custom cabinetry, premium appliances, a generous island, and a dedicated pantry. The dining area overlooks the backyard, creating a picturesque backdrop for meals and gatherings. The large primary suite is separated from the guest bedrooms for added privacy and offers a serene place to unwind. The primary en suite has natural stone travertine flooring, quartz countertops, a walk-in shower, separate soaking tub, and an expansive closet with custom built-ins. Three additional bedrooms provide comfortable accommodations for family and guests, including one with a private en suite bath. An additional full guest bath features a walk-in shower, natural stone travertine flooring, and quartz countertops. A dedicated laundry room adds everyday convenience. Quality and thoughtful details continue throughout the property. JELD-WEN impact windows provide added protection and efficiency, while additional features include 40-year asphalt shingles, a tankless water heater, surround sound prewiring in the living room, and a Ring doorbell camera. A side-entry two-car garage provides generous parking and storage while preserving the home's curb appeal. Outdoors, the landscaping package is completed by drip irrigation and a sprinkler system connected to reclaimed water. Beautifully maintained and truly move-in ready, this home combines the established beauty of Winter Garden with exceptional amenities, everyday convenience, and the coastal lifestyle that makes Watersound Origins so special.

Highlights

Listed by 30AMY HOMES , 850-420-5663 Rising Star Real Estate Inc , 850-613-6832. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

Year Built

2014

County

Walton

Area

18 - 30A East

Neighborhood

Watersound Origins

Listing ID

1010374

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • ▪ Additional:Ceiling Raised, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Shelving, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:65X140X65X140
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Shower, Sprinkler System, Patio Covered, Porch Screened
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$5,994
Taxes
$659
HOA
$0

Home Price

$1,085,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$217,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,994.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,994.47 $658.90 $0.00 $6,653.37
Yearly $71,933.62 $7,906.85 $0.00 $79,840.47
Total $2,158,008.74 $237,205.50 $0.00 $2,395,214.24

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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