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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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45 Golden Bell Court 45c , Panama City Beach, FL 32413
$574,999
Est. Payment: $2,916.29/mo
0 Bed
2.5 Bath
1685 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This has one has it all. From Location, desired GOLF Side, and MOVE IN READY - NEVER RENTED - Furnishings Negotiable, Press a button and your porch becomes Screened in creating extended outside living space even more enjoyable ! This beautifully appointed 2-story residence offers 3 bedrooms, 2.5 baths, and a 1-car garage, 2 in the driveway, all just moments from the vibrant Watersound Town Center with shopping, dining, green spaces, and community events right at your fingertips. Inside, the open-concept floor plan features stylish LVP flooring throughout the main living areas and a spacious island kitchen complete with Quartz countertops, sleek appliances, and plenty of room for gathering and entertaining. Elegant furnishings throughout the home may be negotiated with an acceptable offer, making this an easy turnkey opportunity. Golf course location in the Villas on the Fairway, a thoughtfully designed townhome community within the highly sought-after Watersound Origins neighborhood. Enjoy the Watersound Origins amenities which are like country club benefits without the country club price tag!

Highlights

Listed by Sharon F Smith , 850-247-2319 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Multi-Family

Lot/Acreage
0.04

HOA Fee

618 Quarterly

Year Built

2022

County

Walton

Area

12 - Walton County

Neighborhood

Watersound Origins

Listing ID

789582

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:24.0 ft x 80.0 ft
Zoning:Resid Multi-Family, Resid Single Family
Roof:Metal,Shingle
Others:
  • Additional:Porch
Principal Interest
$2,916
Taxes
$147
HOA
$618

Home Price

$574,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,916.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,916.29 $147.28 $618.00 $3,681.56
Yearly $34,995.44 $1,767.34 $7,416.00 $44,178.78
Total $1,049,863.12 $53,020.20 $222,480.00 $1,325,363.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS