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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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66 N Southern Cross Ln , Inlet Beach, FL 32461
$3,950,000
Est. Payment: $20,033.65/mo
5 Bed
5 Bath
4001 Sqft
Status: active | Days on site: 379
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled within the exclusive Watersound Camp Creek community, this stunning custom-built residence offers the perfect fusion of luxury, functionality, and coastal elegance. With 5 bedrooms, 4.5 bathrooms, and over 4,000 square feet of thoughtfully designed living space, this home is tailored for both relaxed family living and sophisticated entertaining. Step inside to discover an expansive open-concept floor plan highlighted by soaring 12-foot ceilings in the main living and kitchen areas. The chef's kitchen is a true showpiece, featuring top-of-the-line appliances, custom cabinetry, and an adjoining scullery that makes hosting and everyday prep effortless. The main level boasts three spacious bedrooms, including a luxurious primary suite complete with a spa-inspired ensuite and a generously sized walk-in closet. Upstairs, you'll find two additional guest bedrooms, a flexible media/lounge space, and a well-appointed kitchenette ideal for extended family, guests, or multi-generational living. Designed for both comfort and style, the oversized outdoor entertaining area is a standout feature of this home. An elegant outdoor kitchen and fireplace provide the perfect setting for both lively gatherings and quiet relaxation. Crafted with meticulous attention to detail, every inch of this home is finished with high-end designer touches and premium craftsmanship. Set on a private, forest-backed lot, this property combines the best of community living with serene natural surroundings, all just steps from world-class amenities. Owners in Watersound Camp Creek enjoy an exclusive level of membership to the St. Joe Company's Watersound Club. This entitles you to direct access to the club amenities at Camp Creek including resort pools, an 11,000 sqft fitness center, tennis and pickleball courts, multiple private dining venues, and Tom Fazio designed golf course. Other member benefits include the Watersound Beach Club amenity center with complimentary gulf-front chair and umbrella service. Members also enjoy golf at the private Shark's Tooth course at Wild Heron and The Third, the clubs newest course.

Highlights

Listed by Greta & Jenn , 404-775-6995 Inlet Beach Real Estate , 850-347-0777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

Watersound Camp Creek

Listing ID

981264

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Double, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Wallpaper, Washer/Dryer Hookup

Exterior Features

Lot:Aerials/Topo Availbl,Cleared,Interior,Level,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:90.42 x 152.10 x 152.35 x 78.05
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, BBQ Pit/Grill, Shower, Summer Kitchen, Porch, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$20,034
Taxes
$479
HOA
$0

Home Price

$3,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$790,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,033.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,033.65 $478.51 $0.00 $20,512.16
Yearly $240,403.86 $5,742.12 $0.00 $246,145.98
Total $7,212,115.70 $172,263.60 $0.00 $7,384,379.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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