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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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120 N Southern Cross Ln , Inlet Beach, FL 32461
$5,595,000
Est. Payment: $28,376.78/mo
7 Bed
9 Bath
6260 Sqft
Status: active | Days on site: 285
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover refined coastal living in this stunning custom-designed home, offering over 6,000 square feet with 6 bedrooms in the main residence, a carriage house, and private pool located in the exclusive WaterSound Camp Creek community. Every detail of this residence combines timeless architecture with luxurious modern amenities. The first floor welcomes you with a grand vaulted foyer that opens to an expansive living and dining area anchored by a brick fireplace and exposed distressed wood beams. The gourmet kitchen is a chef's dream--featuring a 60'' gas range, oversized island, ice maker, and a walk-in pantry with built-in shelving. A nearby coffee bar and wine cooler make entertaining effortless. The primary suite on the main level is a serene retreat, boasting a king-sized layout, a spa-inspired bath with a curbless shower, 6-foot soaking tub, and dual vanities. A large custom closet completes the suite. The first floor also includes a guest bedroom with ensuite bath, powder room, and a laundry/mudroom with direct garage access. Step outside to a private outdoor living area with a vaulted ceiling, outdoor kitchen, and resort-style pool with a water feature perfect for relaxing or hosting gatherings. The second floor offers four spacious king bedrooms, each with ensuite baths, built-in desks, and custom closets. A media/TV room provides a cozy spot for entertainment or family relaxation. Elegant plaster arches, shiplap siding, and detailed millwork add warmth and sophistication throughout. Above the garage, a private carriage suite offers full guest accommodations, including a bedroom, bath, living area, and fully equipped kitchenette ideal for visitors. Nestled between Scenic Highway 30A and Highway 98, WaterSound Camp Creek provides effortless access to the vibrant hubs of Alys and Rosemary Beach, as well as an array of top-tier dining and entertainment options synonymous with the 30A lifestyle. Directly adjacent to the Camp Creek entrance lies the bustling WaterSound Town Center, which plays host to a variety of events such as a weekly Farmer's Market, and is home to an array of storefronts including Publix, multiple dining establishments, a STEAM school campus, and medical facilities. Additionally, the property includes a WaterSound Clubs Lifestyle Membership, granting privileges to the private beach club and exclusive access to premier golf courses such as Camp Creek, Sharks Tooth, Origins, and the forthcoming Davis Love course in the vicinity. Don't miss the opportunity to delve deeper into the allure of WaterSound Camp Creek, a highly coveted destination for both permanent and seasonal residents along 30A. Contact us today to uncover more about this exceptional offering.

Highlights

Listed by Harman, Jones, Sullivan , 850-213-5170 and Andrew H Harman , 850-598-7011 Watersound Real Estate , 850-213-5170. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

Watersound Camp Creek

Listing ID

989002

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:9
  • Full Bathrooms:8
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Freezer, Microwave, Refrigerator, Smoke Detector, Wine Refrigerator
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Guest Quarters, Kitchen Island, Pantry

Exterior Features

Lot:Covenants,Curb & Gutter,Restrictions,Sidewalk,Storm Sewer,Within 1/2 Mile to Water,Lake
Lot Dimensions:100x152x89x151
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Summer Kitchen, Patio Open, Porch Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$28,377
Taxes
$3,567
HOA
$0

Home Price

$5,595,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$28,376.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $28,376.78 $3,566.81 $0.00 $31,943.60
Yearly $340,521.41 $42,801.75 $0.00 $383,323.16
Total $10,215,642.36 $1,284,052.50 $0.00 $11,499,694.86

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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