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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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106 S Southern Cross Ln , Inlet Beach, FL 32461
$4,950,000
Est. Payment: $25,105.47/mo
5 Bed
6 Bath
5250 Sqft
Status: active | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 106 S Southern Cross Lane, an exceptional newly constructed estate tucked away on a private half-acre cul-de-sac lot in the prestigious Camp Creek community of Watersound. Overlooking a tranquil pond, this remarkable five-bedroom, five-and-a-half-bath residence seamlessly blends timeless architecture, designer finishes, and resort-style living. A grand entry welcomes you with limestone flooring, soaring 12-foot barrel ceilings, dramatic floor-to-ceiling windows, and striking custom light fixtures that fill the home with natural light. Every detail has been thoughtfully curated to create an atmosphere of understated luxury. Designed for both everyday living and effortless entertaining, the chef's kitchen features premium appliances, stunning Taj Mahal quartzite countertops, an impressive 12-foot island, and an oversized scullery complete with an additional refrigerator, freezer, full wine refrigerator, coffee bar, and abundant storage. Adjacent to the kitchen, a spectacular backlit Cristallo stone feature wall anchors the custom wet bar, complete with a sink and ice maker, creating an unforgettable focal point. The expansive living room showcases soaring beamed ceilings, a custom stone fireplace, and a full wall of sliding glass doors that open to an incredible outdoor living space. Designed for year-round entertaining, the backyard features a covered summer kitchen, resort-style pool and spa, fire pit, and peaceful pond views. The luxurious primary suite is a private retreat with vaulted beamed ceilings and picturesque water views. The boutique-inspired dressing room offers floor-to-ceiling custom cabinetry, while the spa-like primary bath is finished with elegant plaster walls, a soaking tub, and an oversized walk-in shower, creating a true sanctuary. Three additional spacious en suite bedrooms are thoughtfully positioned on the main level, providing exceptional comfort and privacy for family and guests. A dramatic floating staircase leads to the second floor, where an additional en suite bedroom is complemented by an oversized recreation room offering endless possibilities as a media room, golf simulator, game room, fitness space, or custom bunk room. As a homeowner in Watersound Camp Creek, enjoy exclusive membership to the unparalleled Watersound Club lifestyle, including the Camp Creek amenities and the Beach Club. Members have access to four world-class golf courses, tennis and pickleball facilities, resort-style pools, wellness amenities, exceptional dining, and private beach access along the Emerald Coast. Offering extraordinary craftsmanship, exceptional design, and an unmatched lifestyle, this newly completed Camp Creek residence represents one of the finest luxury opportunities

Highlights

Listed by Greta & Jenn , 404-775-6995 Inlet Beach Real Estate , 850-347-0777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.55

HOA Fee

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

Watersound Camp Creek

Listing ID

1006690

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Kitchen Island, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Aerials/Topo Availbl,Cleared,Cul-De-Sac,Interior,Restrictions,Soil Map,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:51 x 154 x 233 x 259.16
Zoning:Deed Restrictions, Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Summer Kitchen, Patio Covered, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$25,105
Taxes
$3,156
HOA
$0

Home Price

$4,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$990,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$25,105.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $25,105.47 $3,155.63 $0.00 $28,261.09
Yearly $301,265.59 $37,867.50 $0.00 $339,133.09
Total $9,037,967.78 $1,136,025.00 $0.00 $10,173,992.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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