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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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132 N Camp Creek Rd Unit 5 , Inlet Beach, FL 32461
$2,995,000
Est. Payment: $16,546.94/mo
4 Bed
5 Bath
3682 Sqft
0.3 Acres
Status: Active | Days on site: 3
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EHJM - E33627
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Harrison Lilly Team
Owner/Operator

House Description

Here is your opportunity to own one of the rarest properties on 30-A. Offered fully furnished and accompanied by an approximately $90,000 Watersound Club membership credit at closing, this custom retreat sits directly on Camp Creek Lake, showcasing sweeping lake views, direct Gulf views, private water access, no HOA, and short-term rental flexibility, all just moments from the very best of 30-A. Custom built in 2019, the 3,682-square-foot residence spans four levels, with a private elevator servicing every floor. The home features four bedrooms, a bunk room, three full en-suite baths, and two additional half baths, providing ample space for family and guests. Designed to take full advantage of its exceptional setting, balconies on every level capture views of Camp Creek Lake and the Gulf, while motorized screens make indoor-outdoor living effortless. The main living area is anchored by a gas fireplace and sweeping views of the water below. The chef's kitchen features Wolf and Sub-Zero appliances, a gas range, and a separate scullery and prep kitchen designed for entertaining. An additional stackable laundry is conveniently located on the second floor. The entire third floor is dedicated to the primary suite, creating a private retreat separated from the home's additional bedrooms and entertaining spaces. The primary level features its own seating area, expansive water views, balcony access, and a spacious primary closet with its own stackable washer and dryer for added convenience. The fourth floor creates an additional living and entertaining space of its own, complete with a wet bar featuring an ice maker and wine refrigerator, a seating or dining area with balcony access, two guest bedrooms with direct access to a shared Jack and Jill bath, a bunk room, and a separate hall half bath. The recently added fourth bedroom takes full advantage of the home's elevation with direct Gulf views and private balcony access, creating an impressive retreat for guests. Outside is where this property truly separates itself. A private dock and additional floating dock provide direct access to Camp Creek Lake for boating, kayaking, fishing, and exploring one of 30-A's treasured coastal dune lakes. Lakefront owners take full advantage of this unique setting with everything from kayaks and paddle boards to boats and pontoons, making the private dock an exceptional extension of the property. Pedal-kayaks are included with the home, allowing the next owner to begin enjoying the lake from day one and make their way by water toward Watersound Club and the beach. The outdoor living spaces are a true extension of the home, with an expansive back deck overlooking Camp Creek Lake and a private hot tub offering the perfect place to relax and enjoy the waterfront setting. Designed for both entertaining and everyday enjoyment, the deck also features a full outdoor kitchen with its own wet bar and a natural gas fire feature, creating an inviting space from morning through evening. Below, large under-deck storage provides a dedicated space for paddleboards, kayaks, beach gear, water toys, and everything needed to make the most of life on the lake and at the beach. The garage provides plenty of room for a vehicle along with bikes, beach gear, and additional storage. A large driveway and RV hookup add even more versatility, features rarely found this close to the beach. With Watersound Club just under one mile away, hop on a bike or golf cart and be at the club in minutes for dinner, a beach day, or an afternoon by the pool. With no HOA, private dockage, Gulf and coastal dune lake views, Watersound Club membership paid for, exceptional storage, and short-term rental flexibility, this is a truly distinctive opportunity to own one of the most incredible turnkey waterfront retreats along 30-A or anywhere in the Florida Panhandle.

Highlights

Listed by Robert C Watson , 404-538-2583 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.3

Year Built

2019

County

Walton

Area

18 - 30A East

Neighborhood

Country Cabins Ph 2

Listing ID

1012947

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Elevator, Fireplace, Kitchen Island, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Cul-De-Sac,Survey Available,Within 1/2 Mile to Water,Coastal Dune Lakes,Lake
Lot Dimensions:18x241x82x211
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Dock, Hot Tub, Sprinkler System, Summer Kitchen, Deck Covered, Deck Open, Patio Covered, Porch, Porch Screened
Sewer:Public Sewer
Parking Features:Garage,RV
Principal Interest
$16,547
Taxes
$456

Home Price

$2,995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$599,000
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Monthly Price:
$16,546.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,546.94 $455.82 $0.00 $17,002.76
Yearly $198,563.32 $5,469.78 $0.00 $204,033.10
Total $5,956,899.70 $164,093.40 $0.00 $6,120,993.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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