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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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64 S Emerald Cove Ln , Inlet Beach, FL 32461
$3,950,000
Est. Payment: $21,823.18/mo
6 Bed
7 Bath
4015 Sqft
0.08 Acres
Status: Active | Days on site: 364
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Harrison Lilly Team
Owner/Operator

House Description

Coastal Luxury with Private Gated Beach Access Welcome to 64 Emerald Cove Lane S—where privacy, elegance, and coastal charm meet in one of the most exclusive enclaves on 30A. Nestled in the heart of Inlet Beach, this stunning residence offers deeded access to a privately owned, gated beach, ensuring your family and guests can enjoy the sugar-white sands and emerald waters with peace, privacy, and exclusivity. This meticulously designed coastal retreat blends timeless architecture with modern luxury, featuring expansive porches, sun-drenched living spaces, and premium finishes throughout. The open-concept floor plan is ideal for entertaining, while multiple covered balconies invite you to unwind and savor Gulf breezes. With room for the whole family and more, this home is this home is as functional as it is beautifulperfect as a full-time residence, second home, or investment property. The private beach gate is just steps away, offering unmatched convenience and a rare level of seclusion that truly sets this home apart. Don't miss your opportunity to own a slice of paradise in one of the most coveted beach communities on Florida's Emerald Coast.

Highlights

Listed by Summit Group , and Nicholas W Henderson , Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.08

Year Built

2016

County

Walton

Area

18 - 30A East

Neighborhood

Cottages At Inlet Beach

Listing ID

978587

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Disposal, Refrigerator W/IceMk
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Other:
  • ▪ Additional:Breakfast Bar, Elevator, Lighting Recessed, Pantry, Shelving

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:43X94
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony
Principal Interest
$21,823
Taxes
$3,055

Home Price

$3,950,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$790,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$21,823.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $21,823.18 $3,054.73 $0.00 $24,877.91
Yearly $261,878.17 $36,656.79 $0.00 $298,534.96
Total $7,856,345.18 $1,099,703.70 $0.00 $8,956,048.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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