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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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150 Cottage Way Unit 20 , Inlet Beach, FL 32461
$1,225,000
Est. Payment: $6,212.97/mo
4 Bed
5 Bath
2683 Sqft
Status: active | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Backing up to Camp Creek Golf Course with a freshly painted exterior and just steps from private beach access and the community pool, this beach cottage is the perfect coastal getaway or rental investment property. Steps lead to both a front entry and side entry with porches on all levels along with a private back patio delivering enviable outdoor living space for relaxing and dining in the sun. The main entry opens to a spacious living area filled with natural light, new flooring and updated furniture. The living area seamlessly flows into the dining space and newly renovated kitchen boasting a center island, ample storage and stainless steel appliances. A renovated full bathroom, laundry room and large storage closet add additional conveniences to the first level. The second level features two oversized guest bedroom, each with ensuite bathrooms, along with hallway bunkbeds for flexible sleeping space. The third level offers two additional bedrooms, a guest room with an ensuite bathroom and the primary bedroom. The spacious primary suite features a sitting area, ensuite with dual vanities and a balcony with views of the gulf and neighboring rooftops. Cottages at Camp Creek is a charming neighborhood offering easy access to Scenic Highway 30A in close proximity to Alys Beach and Rosemary Beach with renowned restaurants, local shopping, seasonal events and weekly farmers markets. This community is centered around the large pool and hot tub surrounded with lush landscaping with your private beach access, and ability to set up your beach day right off the access, just a short walk down 30A.

Highlights

Listed by Joiner Group , 850-502-6044 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.03

HOA Fee

Year Built

2004

County

Walton

Area

18 - 30A East

Neighborhood

Cottages At Camp Creek

Listing ID

992875

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water,See Remarks
Lot Dimensions:25' x 53'
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Patio Open, Porch, Porch Open
Sewer:Public Sewer
Principal Interest
$6,213
Taxes
$910
HOA
$0

Home Price

$1,225,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,212.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,212.97 $910.00 $0.00 $7,122.96
Yearly $74,555.63 $10,919.95 $0.00 $85,475.58
Total $2,236,668.79 $327,598.50 $0.00 $2,564,267.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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