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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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27 Chance Ln , Inlet Beach, FL 32461
$2,249,000
Est. Payment: $11,405.32/mo
5 Bed
5 Bath
2695 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Set against a peaceful state forest backdrop, this new construction retreat by Focus Construction brings together refined coastal design, luxury finishes, and exceptional outdoor living. Located near Watersound Beach Club, The Big Chill, and the beach, 27 Chance Ln offers a rare combination of privacy, quality construction, and proximity to some of the area's most desirable amenities. The exterior makes an immediate impression with a concrete finish, cedar shake accents, oversized windows, lush landscaping, landscape lighting, exterior gas lanterns, Ipe decking, and a private heated pool surrounded by peacock pavers. Outdoor living continues with a summer kitchen, turfed green space, and a third-floor balcony overlooking the state forest complete with a wet bar and gas fire feature. Inside, expansive windows fill the home with natural light while custom cabinetry, solid core doors, and poplar wood ceiling accents create a warm, elevated feel throughout. The first floor features 10-foot ceilings, peacock paver flooring, a guest bedroom, den, and direct access to the pool area. The second floor offers 11-foot ceilings, European white oak wide plank hardwood floors, the main living area, dining space, kitchen, and primary suite. The chef's kitchen is finished with Thermador and KitchenAid commercial-grade appliances, custom cabinetry, and Taj Mahal leathered quartz countertops. The third floor includes additional guest accommodations, custom built-in bunks sleeping four, and a state forest-facing outdoor living area designed for relaxing or entertaining under the stars. Thoughtfully designed across three levels, the home offers both everyday comfort and elevated entertaining spaces. A 2-car garage with electric car charger prewire adds convenience, while sound and security prewire bring modern functionality. With new construction, high-end finishes, a private heated pool, and a peaceful setting near the beach, Watersound Beach Club, and The Big Chill, 27 Chance Ln offers a standout opportunity in the Camp Creek area.

Highlights

Listed by Blankenship Watkins Advisory Group , 850-805-6100 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

Camp Creek Lake

Listing ID

1006920

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Dual Fuel, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Beamed, Ceiling Raised, Kitchen Island, Lighting Recessed

Exterior Features

Lot:Interior,Level,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50x100
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen, Deck Open, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$11,405
Taxes
$138

Home Price

$2,249,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$449,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,405.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,405.32 $138.00 $0.00 $11,543.32
Yearly $136,863.83 $1,656.03 $0.00 $138,519.86
Total $4,105,914.82 $49,680.90 $0.00 $4,155,595.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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