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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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64 Cove Creek Ln , Inlet Beach, FL 32461
$3,779,000
Est. Payment: $19,166.37/mo
4 Bed
7 Bath
4075 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the epitome of coastal living at this exquisite residence, harmoniously blending privacy, convenience, and coastal elegance. The property spans 4,075 square feet and features four bedrooms, four full bathrooms, 2 powder baths, a private pool and spa, and a three-car garage. Nestled along a secluded street, this impeccably designed oasis offers serene tranquility just steps from 30A and the beach. A brand new golf cart valued at $20,000 is included in the sale, simplifying the turnkey experience. Upon entering, you will be greeted by an elevated interior adorned with Venetian plaster, designer wallpaper, mitered and coffered ceilings, white oak hardwood floors, and beautifully tiled bathrooms throughout. The first level seamlessly transitions from an open concept living and dining area to a chef's kitchen equipped with a spacious center island, quartz countertops, mosaic tile backsplash, Wolf & Sub-Zero appliances, and extensive custom cabinetry. The screened outdoor porch, complete with a summer kitchen and fireplace, provides an ideal setting for relaxation. An outdoor sanctuary includes the heated pool, spa, sun shelf and a dedicated bathroom. A junior primary suite is located on the main level, featuring a spacious ensuite bathroom. A custom laundry and sandroom, complete with built-in bench, lockers, and cabinets, ensures the organization of beach gear. Ascending to the second floor via elevator or custom staircase, you will discover the grand primary suite boasting raised ceilings, a retreat spa bath, walk-in custom closet and a private balcony overlooking the backyard. A secondary living/flex space, two guest bedrooms with ensuite bathrooms and laundry complete the upper floor. Additional upgrades include a Halo Air Purifier system, epoxy-finished garage floors and designer lighting throughout, enhancing the residence's impeccable appearance.

Highlights

Listed by Anne Winicki , 850-960-1179 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

Year Built

2023

County

Walton

Area

18 - 30A East

Neighborhood

Camp Creek Cove

Listing ID

1004844

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:7
  • Full Bathrooms:4
  • 1/2 Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Raised, Ceiling Tray/Cofferd, Ceiling Vaulted, Elevator, Fireplace, Kitchen Island, Newly Painted, Pantry, Wallpaper, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Restrictions,Within 1/2 Mile to Water
Lot Dimensions:167 x 70 x 167 x 68
Zoning:Resid Single Family
Others:
  • Additional:Sprinkler System, Summer Kitchen, Porch, Porch Open, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$19,166
Taxes
$1,600
HOA
$0

Home Price

$3,779,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$755,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,166.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,166.37 $1,600.00 $0.00 $20,766.37
Yearly $229,996.50 $19,200.00 $0.00 $249,196.50
Total $6,899,894.99 $576,000.00 $0.00 $7,475,894.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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