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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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195 N Charles St , Inlet Beach, FL 32461
$8,875,000
Est. Payment: $49,033.10/mo
4 Bed
5 Bath
4415 Sqft
0.12 Acres
Status: Active | Days on site: 19
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EALY - E7728
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 195 N. Charles Street, where elegance meets exquisite design in the heart of Alys Beach. Crafted by the renowned Christ & Associates Architecture, this stunning residence overlooks the picturesque Papilio Park, featuring a mature Olive Grove and a serene sitting fountain to enjoy. Spanning 4,415 sq. ft. of luxurious living space, complemented by an additional 1,133 sq. ft. of terraces and loggias, this home is a true masterpiece. As you approach, you'll be captivated by its beautiful setting, anchored by Papilio Park and a charming northern pedestrian path. Step inside to the grand foyer, adorned with architectural ceilings that set the tone for the rest of the home. To the right, you'll find a spacious living room, and to the left, an elegant dining room, both furnished with professionally designed decor and custom window treatments. The gourmet kitchen is a chef's dream, featuring a 48-inch Wolf range beneath a Venetian plaster hood, accented by a solid slab marble backsplash and countertops. Adjacent to the kitchen, a cozy media room and bar area, complete with antique glass, icemaker, and beverage refrigerator, provide the perfect space for relaxation and entertainment. The 1st floor primary suite is designed for ultimate comfort, overlooking the home's tranquil courtyard and swimming pool. This oasis boasts his and her closets, as well as separate water closets. The spa-like bathroom features luxurious marble and exquisite tilework, a bubbling tub, and a and a spacious steam shower. On the second floor, discover three generously sized guest bedrooms, two of which serve as secondary primary suites, outfitted with Shellstone flooring and marble countertops. Each guest will enjoy a luxurious stay in these beautifully appointed rooms. Ascend to the third floor star deck, where you'll find a kitchenette and powder room, perfect for entertaining. This outdoor oasis features a fire pit, ideal for enjoying clear, starry nights. Additional highlights of 195 N. Charles include a two-car garage, a convenient mudroom, and a large laundry room. The centerpiece of this home is the stunning courtyard pool area, complete with a dining loggia and a summer kitchen featuring a Wolf grill, beverage center, and icemaker. 195 N. Charles Street is truly a one-of-a-kind offering in Alys Beach. With no expense spared on finishes such as Venetian plaster, Shellstone & custom wood floors, and custom wood cabinetry, this home embodies the epitome of coastal luxury living. Don't miss your chance to own this exceptional property!

Highlights

Listed by Robbie Roberts , Alys Beach Properties Llc , 850-213-5500. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

Year Built

2023

County

Walton

Area

18 - 30A East

Neighborhood

Alys Beach

Listing ID

1012168

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:74.00'x68.50'x74.00'x68.50'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Pool - Gunite Concrt, Summer Kitchen
Sewer:Public Sewer
Principal Interest
$49,033
Taxes
$4,130

Home Price

$8,875,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$1,775,000
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Monthly Price:
$49,033.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $49,033.10 $4,130.38 $0.00 $53,163.48
Yearly $588,397.16 $49,564.61 $0.00 $637,961.77
Total $17,651,914.80 $1,486,938.30 $0.00 $19,138,853.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Inlet Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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