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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5456 Spruce St , Gulf Breeze, FL 32563
$550,000
Est. Payment: $3,038.67/mo
3 Bed
3 Bath
1396 Sqft
0.8 Acres
Status: Active | Days on site: 113
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Harrison Lilly Team
Owner/Operator

House Description

Custom coastal retreat in Gulf Breeze! This thoughtfully designed 3-bedroom, 3-bath home, two with ensuite bathrooms, and a laundry room offers approx. 1396 heated sq. ft., a 1-car garage, and a flexible layout ideal for a primary residence, second home, vacation getaway, or investment opportunity. Set on a generous 0.796-acre lot outside the flood zone, the property provides rare space, privacy, and peace of mind in a desirable coastal location. Walking distance to the Santa Rosa Sound pier and public boat ramp for fun times fishing, boating, paddle boarding and so much more. Located between two of the finest beaches Florida has to offer and the sought after Gulf Breeze Schools. Enjoy a quiet, country-like setting just minutes from the water, beaches, shopping, and everyday conveniences. Quality construction, inviting charm, and a versatile location make this home a standout coastal opportunity. All new roof with GAF HDZ roofing products. Block construction, with 2x4 and 2x6 additions. spray foam insulation. Impact rated garage door, windows, and Therma Tru exterior doors. Fire rated garage/laundry room door. Fire rated crawl space door conveniently located in the garage. Schlage Latitude/Collins door hardware. Tyvek wrapped with Hardie Board Siding. MoistureShield Elevate composite deck with Trex Railing. Gutters with guards. 4 Point and Wind/Storm Mitigation Verification Inspection reports available. All new Electrical, including underground utilities, exterior whole house generator outlet. Pre-wired 5G Fiber Optics. Regina Andrew Viper chandelier. Multi-speed remote control ceiling fans with dimming lights. Recessed lighting in living room, kitchen, and hall. RING System doorbell and 5 RING wired flood light cameras. All new HVAC and Broan bathroom, 80 and 110 CFM ceiling vent fans with LED lights. VIKIO under cabinet range exhaust fan. All exhaust fans vent through the roof. All new Plumbing. Hansgrohe faucets, showers, and accessories. Delta laundry room.

Highlights

Listed by Michele Tucker , 850-582-1707 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.8

Year Built

2025

County

Santa Rosa

Neighborhood

Woodlawn Beach

Listing ID

684487

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator
Air Cond:Heat Pump
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Ceiling Fan(s), High Speed Internet, Recessed Lighting, Master on Main

Exterior Features

Lot:Interior Lot
Lot Dimensions:120 x 279
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, New Construction
Sewer:Grinder Pump,Public Sewer
Parking Features:Garage
Principal Interest
$3,039
Taxes
$351

Home Price

$550,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.67 $350.63 $0.00 $3,389.30
Yearly $36,464.05 $4,207.50 $0.00 $40,671.55
Total $1,093,921.48 $126,225.00 $0.00 $1,220,146.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.