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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3112 Coquina Way , Gulf Breeze, FL 32563
$1,995,000
Est. Payment: $10,118.26/mo
5 Bed
4 Bath
6456 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience exceptional waterfront living in this expansive custom home designed to capture breathtaking bay views while offering incredible flexibility for multi-generational living, entertaining, and everyday comfort. With elevator access to all three levels, this thoughtfully designed residence combines luxury, convenience, and an unparalleled waterfront lifestyle. The split-bedroom floor plan creates a private retreat in the luxurious primary suite, complete with a cozy fireplace, spacious sitting room, and stunning views of the bay. The spa-inspired primary bath offers four walk-in closets, separate vanities, a jetted garden tub, oversized walk-in shower, and private water closet. A junior primary suite serves as the perfect retreat for guests, complete with a large bedroom, access to the covered deck, and a luxurious bath featuring double vanities, a jetted tub, and separate walk-in shower. Two additional guest bedrooms complete the main living area, including one with a private ensuite bath. Tucked away on the third floor, you'll find a cozy hideaway perfect for entertaining, relaxing, or enjoying a quiet evening, offering the charm and ambiance of a private speakeasy retreat. Perfect for multi-generational living, the lower-level guest suite offers a generously sized bedroom with a fireplace, ensuite bath, and covered patio access for added comfort and privacy. Entertain with ease in the dedicated media room featuring theater seating, an Epson projector, bar area, and wine cooler. Two additional flex rooms provide endless possibilities for a home office, fitness studio, hobby space, or additional guest accommodations. The waterfront amenities feature a private 150-foot dock extending into the bay, offering direct water access, the perfect place to enjoy sunsets, fishing, or boating adventures. Boaters will appreciate the additional canal-front boathouse with boat lift, and dual Jet Ski lifts for quick and easy access to the bay.

Highlights

Listed by Kristina Renfroe , 850-565-0026 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

55 Annually

Year Built

2005

County

Santa Rosa

Neighborhood

Whisper Bay

Listing ID

684324

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Water Heater, Dryer, Washer, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Refrigerator, Self Cleaning Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
Air Cond:Multi Units,Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:Two or More
Floor:Hardwood,Tile,Carpet
Basement:Finished
Other:
  • Additional:Storage, Baseboards, Bookcases, Ceiling Fan(s), Crown Molding, Elevator, High Ceilings, High Speed Internet, Recessed Lighting, Sound System, Wet Bar, Bonus Room, Game Room, Gym/Workout Room, Media Room, Office/Study
Water:Public

Exterior Features

Lot:Bay,Canal Front,Waterfront,Block/Seawall,Boat Launch,Boat Lift,Pier
Garage Capacity:4
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Balcony, Rain Gutters, Dock, Boat Slip, Resale
Sewer:Public Sewer
Parking Features:4 or More Car Garage,Boat,Guest,Oversized,Garage Door Opener
Principal Interest
$10,118
Taxes
$1,272
HOA
$55

Home Price

$1,995,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,118.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,118.26 $1,271.81 $55.00 $11,445.08
Yearly $121,419.16 $15,261.75 $660.00 $137,340.91
Total $3,642,574.89 $457,852.50 $19,800.00 $4,120,227.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.