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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1936 Refuge Cir , Gulf Breeze, FL 32563
$539,000
Est. Payment: $2,733.71/mo
4 Bed
3 Bath
2503 Sqft
Status: active with contingency | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Better than new! Why wait to build when you can own this beautifully upgraded 2022-built home that's move-in ready and loaded with extras? This spacious 4-bedroom, 3-bath 2400sft home offers an open-concept floor plan designed for both everyday living and entertaining. The kitchen flows seamlessly into the living and dining areas, while the oversized covered back porch overlooks a large, fully fenced backyard—perfect for kids, pets, and backyard gatherings. This home includes approx $100k in upgrades you won't find in many new builds. Features are: 2 Primary Bedrooms with ensuite full bathrooms. Paid-off solar system for FREE POWER. Whole House Natural Gas Generator, 3-car garage with plenty of room for vehicles, tools, and storage. 500lb pully 48"x48" Lift from garage to attic There's alot of extra storage space in the cabinets with work bench and peg board in oversized garage conveying. Irrigation system on it's own well. All opening storm protection system maximizing HO Insurance premium discounts. Transferable termite bond. Washer and dryer included. Additional interior storage throughout the home. Located in the highly sought-after Water's Edge community which is zoned for the NEW $158 millon Soundside High School. High school students will be equiped with the latest technology in a new clean enviroment to learn and prepare for thier bright futures. You'll enjoy a premier location just minutes from shopping, dining, top-rated schools, Navarre Beach, Pensacola Beach, and the Gulf Coast's beautiful waterways. 3.5 miles from Woodlawn Boat Ramp. While still being High and Dry in optimal X-Flood Zone. No flood insurance required by lenders for this home. Excelent Primary HO Insurance premium Estimate is $1936/year. This home offers the peace of mind of newer construction plus the upgrades that buyers typically have to add after closing. Priced to sell, this is an exceptional opportunity you will not want to miss! Schedule your private showing today.

Highlights

Listed by Andy Mckeown , 850-291-0411 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

250 Annually

Year Built

2022

County

Santa Rosa

Neighborhood

Water's Edge

Listing ID

685491

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet,Simulated Wood
Other:
  • Additional:Storage, Baseboards, Ceiling Fan(s), High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Lot Dimensions:74x155'
Garage Capacity:3
Zoning:County,Deed Restrictions,Res Single
Roof:Shingle,Hip
Others:
  • Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:3 Car Garage,Oversized,Garage Door Opener
Principal Interest
$2,734
Taxes
$344
HOA
$250

Home Price

$539,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$107,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,733.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,733.71 $343.61 $250.00 $3,327.32
Yearly $32,804.48 $4,123.35 $3,000.00 $39,927.83
Total $984,134.27 $123,700.50 $90,000.00 $1,197,834.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.