Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3224 Bay St , Gulf Breeze, FL 32563
$1,100,000
Est. Payment: $6,077.34/mo
3 Bed
3.5 Bath
2600 Sqft
0.34 Acres
Status: Active | Days on site: 49
Get Pre-Qualified
LRRR02 - 8298
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Elegant Modern Pool Home with Water Views — This sophisticated 3-bedroom, 3.5-bath residence sits on an expansive lot with stunning water views and is just steps from the Oriole Beach Public Boat Ramp, bring the boat! Featuring a brand-new HVAC system along with impact resistant windows and doors that fill the home with natural light while offering storm protection. The open-concept kitchen features a large island, custom cabinetry, gas cooktop, stainless appliances, and a walk-in pantry, flowing into a living room with a gas fireplace framed in elegant stack stone. French doors open to a spacious balcony ideal for entertaining. High ceilings, luxury vinyl plank flooring, and refined finishes create a bright, polished atmosphere throughout. A private elevator provides effortless access between levels. The primary suite offers a spa-like ensuite with dual shower heads, dual vanities, and two walk-in closets. Upstairs, two guest bedrooms share a versatile lounge with coffee bar. Outdoors, a covered porch with ceiling fans overlooks a sparkling Gunite pool with sunning shelf and a privacy-fenced backyard. The home also includes a two-car garage with extra storage, a whole-house generator, and space for an RV or boat. Convenient to Pensacola State College, award winning beaches, and downtown.

Highlights

Listed by Rachael Whibbs , Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.34

Year Built

2019

County

Santa Rosa

Neighborhood

Villa Venyce

Listing ID

687699

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Tankless Water Heater/Gas, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Double Oven, Oven
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Storage, Baseboards, Ceiling Fan(s), Crown Molding, Elevator, High Ceilings, High Speed Internet, Recessed Lighting, Bonus Room
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:County
Roof:Shingle
Others:
  • ▪ Additional:Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Oversized,Garage Door Opener
Principal Interest
$6,077
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,077.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,077.34 $701.25 $0.00 $6,778.59
Yearly $72,928.10 $8,415.00 $0.00 $81,343.10
Total $2,187,842.96 $252,450.00 $0.00 $2,440,292.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:29:41.000Z

© 2026 Pensacola Association of REALTORS®, Inc.