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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1028 Great Oaks Dr , Gulf Breeze, FL 32563
$405,000
Est. Payment: $2,237.57/mo
3 Bed
2 Bath
1895 Sqft
0.23 Acres
Status: Active | Days on site: 20
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful brick home in The Oaks subdivision in Gulf Breeze! This 3-bedroom, 2-bath home offers a spacious, open layout with cathedral ceilings and LVP flooring throughout the living and kitchen areas. The updated kitchen features granite countertops, stainless appliances, a pantry and breakfast bar, plus a breakfast nook with room for a nice-sized table. A formal dining area is located on the opposite side of the kitchen, while a cozy study area just off the foyer provides a great flex space. The large living room boasts high ceilings, plenty of natural light and ample room for your furnishings and electronics. The spacious main suite features two walk-in closets, double granite vanities, a water closet and a deep linen closet. Two additional bedrooms and a full bath are located on the opposite side of the home. Out back, the pergola-covered porch is the perfect spot for morning coffee, weekend barbecues or simply enjoying the beautiful backyard. Mature landscaping and beautiful live oaks provide plenty of shade, while the private well irrigation system makes yard maintenance easy. Located in the A-rated Gulf Breeze school zones. Roof replaced in 2021, HVAC in 2023 and water heater in 2017. Just 10 minutes to Pensacola Beach and 15 minutes to historic downtown Pensacola. Come see this Gulf Breeze gem today!

Highlights

Listed by Grey Burge , 850-934-8700 CENTURY 21 AMERISOUTH REALTY , 850-934-8700. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.23

Year Built

1998

County

Santa Rosa

Neighborhood

The Oaks

Listing ID

689087

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • ▪ Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, High Speed Internet, Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:85 x 120
Garage Capacity:4
Zoning:County,Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Irrigation Well, Lawn Pump, Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$2,238
Taxes
$258

Home Price

$405,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,237.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,237.57 $258.19 $0.00 $2,495.75
Yearly $26,850.80 $3,098.25 $0.00 $29,949.05
Total $805,524.00 $92,947.50 $0.00 $898,471.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.