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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4639 Smokey Rd , Gulf Breeze, FL 32563
$1,249,000
Est. Payment: $6,334.69/mo
3 Bed
3 Bath
2582 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Perfectly positioned at the end of a quiet cul-de-sac and framed by mature oak trees, this exceptional waterfront home offers approximately 125 feet of deep-water bayou frontage, beautiful Santa Rosa Sound views, and convenient boating access. Blending privacy, comfort, and coastal-inspired updates, this property offers a truly distinctive waterfront lifestyle. The entire main living area is conveniently situated on one level and is accessible by either the residential elevator or staircase. Expansive windows fill the home with natural light while framing beautiful water views throughout the main living areas. The open floor plan seamlessly connects the living, dining, and kitchen spaces. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, and bar-height seating. The private owner's suite offers water views, a customized walk-in closet with built-ins, dual vanities, an oversized tiled walk-in shower, and an adjoining flex space ideal for a home office, reading room, or private retreat. Two additional bedrooms share a full bath. The oversized laundry room features white cabinetry, a utility sink, wine refrigerator, and additional storage. Outdoor living truly shines with wraparound Trex decking spanning three sides of the home, a large screened porch, and a spacious ground-level covered entertaining area. A 2024 Bullfrog Spa conveys with the property. Boating enthusiasts will appreciate the private covered boat lift, deep-water access, and quick access to Santa Rosa Sound. The oversized four-car garage, circular driveway, attached storage area, central vacuum system, spray foam insulation, Pella windows, and low-maintenance exterior finishes complete this exceptional waterfront home.

Highlights

Listed by Jenney G Dobson , 850-982-1047 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.39

Year Built

2006

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Soundside Resub

Listing ID

1008123

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Wine Refrigerator, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Elevator, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Flood Insurance Req,Bayou,Canal,Shore - Seawall
Lot Dimensions:198'x165'x125'x112'
Zoning:Resid Single Family
Others:
  • Additional:Boatlift, Fenced Back Yard, Hot Tub, Sprinkler System, Deck Covered, Patio Covered, Porch Screened
Sewer:Septic Tank
Parking Features:Garage,Boat,Covered,Guest,Oversized
Principal Interest
$6,335
Taxes
$697

Home Price

$1,249,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$249,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,334.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,334.69 $696.56 $0.00 $7,031.25
Yearly $76,016.31 $8,358.69 $0.00 $84,375.00
Total $2,280,489.24 $250,760.70 $0.00 $2,531,249.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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