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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4639 Smokey Rd , Gulf Breeze, FL 32563
$1,194,000
Est. Payment: $6,596.68/mo
3 Bed
3 Bath
2582 Sqft
0.39 Acres
Status: Active | Days on site: 77
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EKW11 - E33452
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Harrison Lilly Team
Owner/Operator

House Description

Perfectly positioned at the end of a quiet cul-de-sac and framed by mature oak trees, this waterfront home offers approximately 125 feet of deep-water bayou frontage, Santa Rosa Sound views, and convenient boating access. The main living area is all on one level and can be accessed by either the residential elevator or staircase. Expansive windows bring in plenty of natural light and showcase water views throughout the main living areas. The open floor plan connects the living, dining, and kitchen spaces, with custom cabinetry, granite countertops, stainless steel appliances, and bar-height seating. The private owner's suite features water views, a customized walk-in closet with built-ins, dual vanities, an oversized tiled walk-in shower, and adjoining flex space that works well as an office, reading room, or sitting area. Two additional bedrooms share a full bath. The oversized laundry room offers additional cabinetry, a utility sink, wine refrigerator, and storage. Outdoor living includes wraparound Trex decking spanning three sides of the home, a large screened porch, spacious ground-level covered entertaining area, and a 2024 Bullfrog Spa that conveys. The large lot offers plenty of outdoor space along with a boathouse and boat lift and direct access to Santa Rosa Sound. An oversized four-car garage, circular driveway, attached storage area, central vacuum, spray foam insulation, Pella windows, and low-maintenance exterior finishes add to the home's functionality. Current homeowners and flood insurance quotes are available in MLS documents. A pool company has been consulted regarding potential pool placement; buyer to verify feasibility, design, and permitting.

Highlights

Listed by Jenney G Dobson , 850-982-1047 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.39

Year Built

2006

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Soundside Resub

Listing ID

1008123

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Wine Refrigerator, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Elevator, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Flood Insurance Req,Bayou,Canal,Shore - Seawall
Lot Dimensions:198'x165'x125'x112'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boatlift, Fenced Back Yard, Hot Tub, Sprinkler System, Deck Covered, Patio Covered, Porch Screened
Sewer:Septic Tank
Parking Features:Garage,Boat,Covered,Guest,Oversized

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Oct 11
Principal Interest
$6,597
Taxes
$697

Home Price

$1,194,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$238,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,596.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,596.68 $696.56 $0.00 $7,293.24
Yearly $79,160.14 $8,358.69 $0.00 $87,518.83
Total $2,374,804.09 $250,760.70 $0.00 $2,625,564.79

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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