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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1957 Shadow Lake Dr , Gulf Breeze, FL 32563
$372,500
Est. Payment: $2,058.01/mo
3 Bed
2 Bath
1761 Sqft
0.15 Acres
Status: Active | Days on site: 3
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EJLD25 - E32203
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Harrison Lilly Team
Owner/Operator

House Description

**ASSUMABLE MORTGAGE @ 4.65% for qualified buyers** Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School. Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature. Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer. From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!

Highlights

Listed by Leilani A Delbert , 740-607-4691 JLD Realty Group LLC , 740-607-2547. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

Year Built

2005

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Shadow Lakes

Listing ID

1012806

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Washer/Dryer Hookup

Exterior Features

Lot Dimensions:60x110
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,058
Taxes
$250

Home Price

$372,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$74,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,058.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,058.01 $249.60 $0.00 $2,307.61
Yearly $24,696.11 $2,995.20 $0.00 $27,691.31
Total $740,883.18 $89,856.00 $0.00 $830,739.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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