VA Assumable Loan Available! Take advantage of a rare opportunity to assume the seller's low-interest VA loan and potentially save hundreds of dollars per month compared to today's mortgage rates. Experience modern coastal elegance in this architecturally stunning Brian Spencer home, ideally located in the prestigious Santa Rosa Shores community of Gulf Breeze. Built in 2021 with ICF construction, this residence was designed for strength, efficiency, and enduring beauty ,blending timeless craftsmanship with contemporary design. This 5-bedroom, 5-bath home offers expansive, light-filled spaces with soaring ceilings, designer lighting, and exquisite millwork throughout. The chef’s kitchen is a showpiece featuring Wolf appliances, a built-in coffee system, quartz countertops, custom cabinetry, and a generous walk-in pantry seamlessly connected to the open-concept living and dining areas, perfect for both entertaining and everyday living. A private elevator provides access to all levels, while the primary suite offers a priceless views and a serene retreat with a spa-inspired bath. The oversized walk incloset will bring so much joy to the Lady of the house with its ambiance and luxe feel. Additional highlights include a dedicated 8.1 surround-sound theater, smart home automation, and an oversized tandem garage with built-in storage. The outdoor living space rivals any resort, showcasing a newly constructed gourmet kitchen with premium appliances, bar seating, and stone detailing, all overlooking a sparkling pool and spacious patio surrounded by tropical landscaping. Located minutes from Tiger Point Golf Club, the public boat launch, boutique dining, playground, pickle ball courts, top-rated schools and just a short drive to the sugar-white sands of Pensacola Beach this property captures the best of coastal living. Listed below appraised value, this Brian Spencer masterpiece offers unmatched quality, innovation, and lifestyle along the Gulf Coast.