Assumable VA loan on a 2021 build! This is the opportunity buyers have been waiting for. Take over an incredible VA loan for substantial monthly savings on a move-in ready home. This immaculate 4-bedroom, 3-bathroom property offers over 2,250 sq ft of beautifully designed living space. It looks and feels brand new, without the wait for construction. Inside, you will find a bright, open floor plan featuring high ceilings, abundant natural light, and quality finishes throughout. The spacious kitchen serves as the heart of the home, complete with ample cabinetry, generous counter space, and a large island perfect for gatherings. It opens directly to the living and dining areas, making entertaining effortless. The smart split-bedroom layout ensures maximum privacy for the primary suite while providing plenty of room for family, guests, or a dedicated home office. The primary suite serves as a relaxing retreat, featuring a spacious bedroom, a luxurious ensuite bathroom, and a large walk-in closet. Three additional bedrooms and two full bathrooms offer total flexibility for any lifestyle. Outside, the private backyard provides the perfect layout to relax, entertain, or create your own outdoor oasis. Location is everything, and this home delivers. Situated in the highly desirable Gulf Breeze area, you are just minutes away from Tiger Point Golf Club, public boat launches, shopping, restaurants, and top-rated schools. Enjoy quick, convenient commutes to Pensacola, Navarre, or Hurlburt Field via nearby Interstate 10. Whether you love boating, golfing, fishing, or spending the day at the beautiful white-sand beaches, everything is just moments from your front door. Why wait months for new construction when you can move into a pristine home today? Combined with a rare assumable interest rate, this property offers exceptional value, unmatched convenience, and an incredible lifestyle. Schedule your private showing today!