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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3220 Duke Dr , Gulf Breeze, FL 32563
$545,000
Est. Payment: $2,764.14/mo
3 Bed
2 Bath
2035 Sqft
Status: active with contingency | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

OPEN HOUSE ALERT- SUNDAY, AUGUST 2ND -12PM-2PM! Stop by for your tour! Waterfront living at its finest! Welcome to this beautifully maintained 3-bedroom, 2 bath canal-front home offering breathtaking long water views and the coastal lifestyle you've been dreaming of. Situated on an oversized corner lot, this property is designed for both relaxation and recreation. Boaters will love the private boat lift, making it easy to get out on the water whenever the mood strikes. After a day of fishing, clean your catch at the convenient fish cleaning station before enjoying the evening from the spacious screened-in-porch overlooking the canal. Inside, you'll find a comfortable, functional layout perfect for everyday living or weekend getaways. Outside, the oversized yard provides plenty of space to entertain, while the two-car garage and outdoor storage shed offers ample room for vehicles, tools and all your boating and fishing gear. Schedule your showing for this home in Polynesian Islands today!
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Highlights

Listed by Terri Steck , 850-345-0297 Better Homes And Gardens Real Estate Main Street Properties , 850-912-4123. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
0.2

HOA Fee

36 Annually

Year Built

2004

County

Santa Rosa

 Neighborhood

Polynesian Islands

Listing ID

685702

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Oven
Air Cond:Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet, Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot,Canal Front,Waterfront,Block/Seawall,Boat Lift
Garage Capacity:2
Zoning:Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Lawn Pump, Rain Gutters, Dock, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$2,764
Taxes
$347
HOA
$36

Home Price

$545,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,764.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,764.14 $347.44 $36.00 $3,147.57
Yearly $33,169.65 $4,169.25 $432.00 $37,770.90
Total $995,089.38 $125,077.50 $12,960.00 $1,133,126.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

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