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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3212 Duke Dr Lot 74 , Gulf Breeze, FL 32563
$139,997
Est. Payment: $773.46/mo
0.2 Acres
Status: Active | Days on site: 76
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Harrison Lilly Team
Owner/Operator

House Description

Imagine mornings on your private dock, coffee in hand, as boats drift toward Pensacola Bay. This is the lifestyle waiting for you in the coveted Polynesian Islands of Gulf Breeze. This buildable 0.2-acre canal-front lot offers direct water access to the Bay and Gulf of Mexico, making it a dream canvas for the coastal home you've always envisioned. With recent clearing done and a survey available, this property is ready for you! Utilities are already in place, with public water, sewer, and paved road access, so you can focus on the build, not the groundwork. A voluntary HOA at just $50/year keeps the neighborhood pristine with zero financial obligation. Tucked just minutes from the sugar-white sands of Pensacola Beach and the shops and dining of downtown Pensacola, this location delivers coastal living without compromise. Waterfront lots like this don't last. Schedule your visit today before someone else claims your part of the Gulf Coast.

Highlights

Listed by Moe Mossa , 888-490-1268 Savvy Avenue, LLC , 888-490-1268. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
0.2

HOA Fee

County

Santa Rosa

Neighborhood

Polynesian Islands

Listing ID

686336

Questions about this listing?

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Interior Features

Water:Public

Exterior Features

Sewer:None
Principal Interest
$773
Taxes
$89
HOA
$0

Home Price

$139,997

Loan Details

30 yrs
7.374%

Down Payment

20%
$27,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$773.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $773.46 $89.25 $0.00 $862.71
Yearly $9,281.56 $1,070.98 $0.00 $10,352.54
Total $278,446.77 $32,129.31 $0.00 $310,576.09

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:29:41.000Z

© 2026 Pensacola Association of REALTORS®, Inc.