Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

2966 Duke Dr , Gulf Breeze, FL 32563
$584,500
Est. Payment: $2,964.47/mo
3 Bed
2.5 Bath
1900 Sqft
Status: active with contingency | Days on site: 160
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Beautiful canal-front home in the Polynesian Islands waterfront subdivision in Gulf Breeze, priced to sell! Situated on a desirable corner lot, this property features a private boat dock and slip with convenient access to Pensacola Bay, along with use of the community boat ramp. A charming covered wraparound front porch creates a welcoming entrance and the perfect place to relax and enjoy the coastal setting.The spacious backyard is a private oasis with a sparkling in-ground pool featuring a new liner, ideal for entertaining or unwinding after a day on the water. Inside, the home offers cathedral ceilings, updated lighting, neutral contemporary colors, and a cozy wood-burning fireplace. The kitchen features tile flooring, Corian countertops, and a cobblestone backsplash. The primary bedroom includes a large walk-in closet ceiling fan and a sliding door leading to the pool area with beautiful water views. Primary bathroom has oversized tile and glass shower, whirlpool tub, large double vanity. Additional bedrooms provide ample closet space, and the private office can easily serve as a fourth bedroom if needed. The two-car garage offers plenty of storage for vehicles, tools, and outdoor gear. New roof installed in 2024. Recently installed solar panels help lower monthly electric costs, adding long-term energy savings. With this waterfront location, thoughtful updates, private pool, and excellent price point, this home offers an exceptional opportunity to enjoy the Gulf Coast lifestyle.

Highlights

Listed by Conna O'donovan , and Vinny Matassa , 850-343-5720 Conna O'Donovan Real Estate LLC , 850-932-4102. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

35 Annually

Year Built

1987

County

Santa Rosa

Neighborhood

Polynesian Islands

Listing ID

679267

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Ceiling Fan(s), High Speed Internet, Recessed Lighting, Sound System, Track Lighting, Vaulted Ceiling(s), Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Central Access,Corner Lot,Interior Lot,Canal Front,Waterfront,Block/Seawall,Boat Lift,Deed Access
Lot Dimensions:118 X 138 X 112 X 143
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Boat Slip, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,2 Space/Unit,Garage Door Opener
Principal Interest
$2,964
Taxes
$373
HOA
$35

Home Price

$584,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$116,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,964.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,964.47 $372.62 $35.00 $3,372.09
Yearly $35,573.68 $4,471.43 $420.00 $40,465.11
Total $1,067,210.54 $134,142.75 $12,600.00 $1,213,953.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.