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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2952 Duke Dr , Gulf Breeze, FL 32563
$530,000
Est. Payment: $2,688.06/mo
3 Bed
2 Bath
1662 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront living in desirable Polynesian Islands! This beautifully maintained 3-bedroom, 2-bath canal-front home offers 60 feet of deep-water frontage with expansive canal views and quick access to the bay. Enjoy your own private backyard retreat featuring a sparkling pool with a new pool liner (2026), spacious patio, and direct waterfront access. Inside, you'll find a bright, open floor plan with fresh interior paint throughout and brand-new carpet, making this home truly move-in ready. The spacious great room features vaulted ceilings, a corner fireplace, beautiful pecan cherry hardwood floors, and abundant natural light. The kitchen is well-appointed with maple cabinetry, Silestone countertops, a gas range, self-cleaning convection oven, and ceramic tile flooring. The split-bedroom floor plan provides added privacy, with the primary suite overlooking the pool and canal. The ensuite bath offers two walk-in closets, garden tub and a separate shower. Recent updates provide peace of mind, including a new roof (2026), new pool liner (2026), HVAC (2018), and hot water heater (2016). Whether you're relaxing by the pool, entertaining friends, or heading out for a day on the water, this home offers the perfect blend of comfort and waterfront lifestyle.

Highlights

Listed by Lorie Coogle , 850-554-6678 ERA American Real Estate , 850-515-1001. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

1993

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Polynesian Islands

Listing ID

1006319

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet New
Other:
  • Additional:Ceiling Vaulted, Fireplace, Newly Painted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Survey Available,Canal
Lot Dimensions:100x100x30x60x33x100
Zoning:Resid Single Family
Others:
  • Additional:Dock, Fenced Back Yard, Pool - Vinyl Liner, Patio Open, Porch Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,688
Taxes
$384

Home Price

$530,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$106,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,688.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,688.06 $384.35 $0.00 $3,072.41
Yearly $32,256.72 $4,612.14 $0.00 $36,868.86
Total $967,701.60 $138,364.20 $0.00 $1,106,065.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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