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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3870 Bay Wind Dr , Gulf Breeze, FL 32563
$350,000
Est. Payment: $1,775.13/mo
3 Bed
2 Bath
1717 Sqft
Status: active with contingency | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 3870 Bay Wind Dr, a beautifully maintained 3-bedroom, 2-bath all-brick home tucked away in the desirable Bay Winds community of Gulf Breeze. Offering the perfect combination of privacy, durability, and convenience, this home backs up to a protected conservation area, providing peaceful wooded views and no rear neighbors. Just minutes from the water, beaches, shopping, dining, and top-rated Gulf Breeze schools, you'll enjoy the best of the Gulf Coast lifestyle. Step inside to discover a spacious, open-concept living area highlighted by soaring vaulted ceilings, a cozy wood-burning fireplace, and abundant natural light. The adjoining kitchen features stainless steel appliances, ample cabinet and countertop space, a stylish tile backsplash, and a large picture window overlooking the backyard, creating a bright and inviting space for everyday living and entertaining. The spacious primary suite offers a relaxing retreat complete with an updated ensuite bathroom featuring dual vanities, modern fixtures, updated flooring, and generous closet space. Two additional bedrooms and a full guest bath provide comfortable accommodations for family, guests, or a home office. Built for lasting value, this home boasts low-maintenance all-brick construction and a durable metal roof for added peace of mind. Outside, enjoy a large fenced backyard with a patio and pergola, offering endless possibilities for entertaining, gardening, or simply relaxing while taking in the tranquil conservation views. With no rear neighbors and a serene natural backdrop, this backyard is truly a private retreat. Whether you're looking for your primary residence, a second home near the water, or an investment opportunity in one of Gulf Breeze's most sought-after locations, this property is one you won't want to miss.

Highlights

Listed by John Cho , 850-602-5583 Voyage Real Estate LLC , 850-733-7444. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

55 Annually

Year Built

1987

County

Santa Rosa

Neighborhood

Paradise Bay

Listing ID

686514

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • Additional:Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage
Principal Interest
$1,775
Taxes
$223
HOA
$55

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,775.13 $223.13 $55.00 $2,053.26
Yearly $21,301.61 $2,677.50 $660.00 $24,639.11
Total $639,048.23 $80,325.00 $19,800.00 $739,173.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.