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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6436 Garden Dr , Gulf Breeze, FL 32563
$360,000
Est. Payment: $1,988.95/mo
3 Bed
2 Bath
1930 Sqft
0.25 Acres
Status: Active | Days on site: 68
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Harrison Lilly Team
Owner/Operator

House Description

Move-in ready and packed with valuable updates, 6436 Garden Drive offers a roof installed in 2021, HVAC replaced in 2023, a refreshed primary bathroom, rebuilt rear deck, and no carpet anywhere in the home. Located in sought-after Holley by the Sea, this beautifully maintained property combines major improvements with spacious, comfortable living. Soaring ceilings create an open, airy feel throughout the main living areas, where stunning Brazilian teak hardwood flooring continues into the bedrooms. Tile completes the remaining spaces for an easy-care interior. The kitchen features a huge farmhouse sink, newer dishwasher, side-by-side refrigerator, and plenty of room for everyday living and entertaining. An expansive Florida room overlooks the peaceful backyard and provides even more space to relax or gather. Outside, mature landscaping, raised flower and garden beds, the rebuilt rear deck, and a propane gas fire pit create an inviting outdoor retreat. Holley by the Sea residents enjoy exceptional private amenities, including lap, family, and baby pools, a full fitness center, eight clay tennis courts, basketball and volleyball courts, a ball field, youth programs, beach house and event hall, and RV and tent campground. With major updates already completed, beautiful flooring, generous living spaces, a serene backyard, and outstanding neighborhood amenities, this home is truly ready to enjoy from day one.

Highlights

Listed by Cinnamon Reed , 850-400-4441 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

595 Annually

Year Built

1993

County

Santa Rosa

Neighborhood

Holley By The Sea

Listing ID

686793

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • ▪ Additional:High Ceilings, Recessed Lighting, Vaulted Ceiling(s), Sun Room, Master on Main
Water:Public

Exterior Features

Garage Capacity:2
Zoning:County,Res Single
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage
Principal Interest
$1,989
Taxes
$230
HOA
$595

Home Price

$360,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$72,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,988.95 $229.50 $595.00 $2,813.45
Yearly $23,867.38 $2,754.00 $7,140.00 $33,761.38
Total $716,021.33 $82,620.00 $214,200.00 $1,012,841.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

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