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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3168 Bay St , Gulf Breeze, FL 32563
$1,399,000
Est. Payment: $7,095.46/mo
4 Bed
3.5 Bath
3098 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Come Build Your Dream Home! Luxury Coastal Living with Sound Views – Experience the perfect blend of luxury, comfort, and coastal charm in this stunning to-be-built custom home, ideally situated just moments from the boat ramp with beautiful Sound views. Offering 3,098 square feet, this thoughtfully designed residence features 4 bedrooms, 3.5 bathrooms, Butler's pantry, dining room, and a spacious side-entry 3-car garage, providing both elegance and everyday functionality. The open-concept floor plan is designed for modern living, with expansive living spaces, abundant natural light, and seamless indoor-outdoor flow. The gourmet kitchen overlooks the great room and dining area, creating the perfect setting for entertaining family and friends. The luxurious primary suite offers a private retreat, while three additional bedrooms and well-appointed baths provide plenty of space for guests or a growing family. Enjoy the opportunity to personalize every detail—the home has not yet been built, allowing the buyer to select finishes, colors, flooring, cabinetry, countertops, lighting, and more to create a home that reflects their unique style. Whether you're spending the day on the water, relaxing while taking in the Sound views, or enjoying the peaceful coastal surroundings, this exceptional property offers the lifestyle you've been dreaming of. Don't miss this rare opportunity to build your custom dream home in one of the area's most sought-after waterfront communities. (Pool and Hardscapes are an option in the backyard too.)

Highlights

Listed by Amanda Alberson , 850-932-3513 and Leah Patroni , 850-288-9685 Alberson Realty , 352-636-3700. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.34

Year Built

2027

County

Santa Rosa

Neighborhood

Oriole Beach

Listing ID

685915

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Tankless Water Heater/Gas, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Multi Units,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Laminate,Simulated Wood
Other:
  • Additional:Baseboards, Ceiling Fan(s), Wet Bar, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Lot Dimensions:70X210
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Irrigation Well, Lawn Pump, Outdoor Kitchen, To Be Built
Sewer:Grinder Pump,Public Sewer
Parking Features:3 Car Garage,Boat,Oversized,RV Access/Parking,Side Entrance,Garage Door Opener
Principal Interest
$7,095
Taxes
$892

Home Price

$1,399,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,095.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,095.46 $891.86 $0.00 $7,987.33
Yearly $85,145.57 $10,702.35 $0.00 $95,847.92
Total $2,554,367.05 $321,070.50 $0.00 $2,875,437.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.