Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4126 Oak Pointe Dr , Gulf Breeze, FL 32563
$469,000
Est. Payment: $2,378.43/mo
3 Bed
2 Bath
2112 Sqft
Status: active | Days on site: 44
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Move-in ready and updated top to bottom! This 3-bedroom, 2-bath brick home plus bonus room, stands apart from other homes and is backed by the peace of mind of a whole-house gas generator that keeps everything running through any outage. The kitchen has been fully remodeled with quartz countertops, cabinetry, new appliances, and a designer backsplash. That same attention to detail carries through the rest of the house in its numerous upgrades: LVP flooring runs throughout (not a stitch of carpet anywhere), front storm door, new cabinetry in the laundry room, and both bathrooms are completely updated — including an oversized, beautifully tiled walk-in shower in the primary suite and a new tub/tile surround in the guest bath. Out back, a new screened patio with sunshade overlooks a landscaped yard enclosed by an 8-foot, horizontal privacy fence — shielding from development along Highway 98. The mechanical systems are also well maintained: HVAC and ductwork replaced in 2022 with a UV light system to inhibit mold, the Generac 26kW whole-house gas generator installed in 2023, and roof replaced in 2015. A transferable termite warranty is already in place. The home sits in flood zone X so flood insurance is not required. This is the one where the work's already done — updated systems, updated finishes, and a backup plan for the next storm. Come see it before it's gone.

Highlights

Listed by Lisa Roy , 850-602-0171 and Pepper White , 850-602-0171 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

500 Annually

Year Built

1997

County

Santa Rosa

Neighborhood

Oak Pointe

Listing ID

685521

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Vinyl,Simulated Wood
Other:
  • Additional:Baseboards, Bookcases, Ceiling Fan(s), High Ceilings, High Speed Internet, Recessed Lighting, Bonus Room, Master on Main

Exterior Features

Lot:Near Golf Course,Interior Lot
Lot Dimensions:50X125
Garage Capacity:4
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Irrigation Well, Lawn Pump, Sprinkler, Resale
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$2,378
Taxes
$299
HOA
$500

Home Price

$469,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$93,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,378.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,378.43 $298.99 $500.00 $3,177.42
Yearly $28,541.19 $3,587.85 $6,000.00 $38,129.04
Total $856,235.68 $107,635.50 $180,000.00 $1,143,871.18

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.