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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1610 Winding Shore Dr , Gulf Breeze, FL 32563
$2,099,000
Est. Payment: $10,645.73/mo
4 Bed
3.5 Bath
3142 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**OPEN HOUSE THURSDAY, AUG 20TH FROM 4PM-6PM** Experience waterfront living at its finest in this beautifully enhanced home offering over 90 feet of water frontage. Enjoy the water with an impressive 400-foot dock complete with a 15,000-pound boat lift accommodating a boat up to 32 feet. Thoughtfully designed for both relaxation and entertaining, this property showcases breathtaking sunrises and sunsets, expansive water views, and multiple outdoor spaces to enjoy the coastal lifestyle. Significant waterfront improvements include a new seawall, refreshed landscaping, mature palm trees, and additional beach space, creating a private and inviting waterfront retreat. The home features full-length decks on both levels, providing the perfect vantage points to take in the scenery and enjoy the beauty of the water throughout the day. Inside, the spacious residence offers 4 bedrooms and 3.5 baths, with an elevator shaft already incorporated for future elevator installation. The living room makes a statement with a striking rock wall and fireplace, while the primary suite allows for direct balcony access. Downstairs, durable tile flooring complements the coastal setting. The kitchen is equipped with granite countertops, a double oven, and a walk-in pantry, offering plenty of space for everyday living and entertaining. Recent updates provide both style and peace of mind, including a metal roof less than one year old, a freshly painted exterior, newer water heater, and a newly installed security system. Built-in speakers throughout the home create the perfect atmosphere for entertaining. The property also offers exceptional flexibility outdoors, with room in the backyard to add a pool and a garage large enough to accommodate up to four vehicles. Whether you're looking for a private waterfront escape, a place to entertain, or a home designed around boating and enjoying the water, this property delivers an exceptional combination of improvements, amenities, and natural beauty.

Highlights

Listed by Erika Wright , 229-393-6855 Octavius Real Estate , 850-498-8128. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

300 Annually

Year Built

2018

County

Santa Rosa

Neighborhood

Lighthouse Pointe

Listing ID

687391

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Double Oven, Refrigerator, Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Tile,Carpet,Simulated Wood
Other:
  • Additional:Ceiling Fan(s), High Ceilings, Recessed Lighting, Media Room
Water:Public

Exterior Features

Lot:Intracoastal Waterway,Sound,Waterfront,Beach Access,Boat Lift,Natural
Lot Dimensions:91x187
Garage Capacity:4
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Dock, Resale
Sewer:Public Sewer
Parking Features:4 or More Car Garage,Garage Door Opener

Open House

Upcoming Open Houses
Thursday 4:00 pm - 6:00 pm Aug 20
Saturday 4:00 pm - 6:00 pm Aug 22
Principal Interest
$10,646
Taxes
$1,338
HOA
$300

Home Price

$2,099,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$419,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,645.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,645.73 $1,338.11 $300.00 $12,283.84
Yearly $127,748.78 $16,057.35 $3,600.00 $147,406.13
Total $3,832,463.51 $481,720.50 $108,000.00 $4,422,184.01

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.